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How does income protection work when changing jobs?
I have a permanent income protection policy with L&G, fixed until age 70. I took it out when I had an office role, but I've noticed while reviewing it that my job has changed to a slightly higher risk role after I've moved around for different jobs. Am I right in reading correctly, that it doesn't matter because the job…
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Car insurance
Hello all. I have an issue. So unfortunately a stone has cracked my windscreen and i have had a professional out to inspect the damage. The out come is that the windscreen will need replacing. I currently do not have windscreen cover on my insurance and i pay my insurance annually. I have the money to replace the…
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building insurance cover
Hi, I have a standard home insurance that covers finding water leaks. I have a water leak underneath the suspended laminated floor. Will the insurer cover the cost of lifting the laminated floor, remove the suspended floor planks, find repair the leak and put the laminated floor back? What if the laminated floor cannot be…
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Write Off Payout
Good Evening, I had lent a family member a car And added them to my multi car policy in their name but I’m still admin for that policy and responsible for all financials.whilst they were driving it they was hit and the car was written off. We agreed a settlement, now the family member has diverted the payout to their bank…
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Help - insurance doubled
Hi - I found insurance on confused.com I highlighted a claim in 2017 that was my fault and gave the date the insurance company had given me along with the amount and have bee using this detail for 3 years. I got a quote for 420 which I paid, today the insurance company wrote to me to state they are cancelling my insurance.…
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Cancelled or cancel
Hi. New here and in need of advice. Last year whilst owning a car and having insurance, i went and bought another car. I ended up getting insurance for the new car from a different insurance company as when I rang the insurance on my 1st car they wanted to make it a multi policy but that would mean instead the the…
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Final bonus on life insurance policy
I am reviewing my father’s finances (my sister has PoA but I am now assisting) and have a valuation of
a Prudential life insurance policy. It shows holdings in two investment funds whose
total is the same as the sum show as “Current fund value without final bonus”.
However there is also a figure which is 45% higher shows…
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Will my car insurance pay out on a write off when I only scratched the 3rd parties car?
I had a small incident in a private car park where I scratched another persons back bumper and my front bumper. I believe there was also pre-existing damage to the 3rd parties car that I didn't cause purely to the low speed i was travelling and the inconsistent damage with my car. I offered to sort it privately and I was…
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Travel insurance renewal
We have travel insurance with SAGA and it is due for renewal this month. We have received the renewal policy and the terms have changed to exclude pandemic illnesses; can they do this or if it is a renewal should they keep the terms the same? On one of the Martin Lewis shows someone asked a similar question and it was…
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Pet Insurance - What do you think of life cover?
Hi all! About to renew my pet's insurance cover. Is life cover worth it, where where I could potentially get repeating payouts up to a fixed amount year on year? The cynic in me is thinking that if I did need to use this, over time, the insurer could just force me off the policy with massively higher yearly premiums? Any…
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Pet travel insurance for a single international journey
Does anybody know if it is possible to get single trip travel insurance cover for pets (3 cats) who will be relocating with their owner from Russia into the UK.
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Unsure if I have a case to claim money spent on Mortgage/Council Tax whilst claim is sat unattended.
Hi Guys, My property unfortunately was the victim of subsidence last September. My connecting neighbour and myself have joint porch. The floor on my porch has sunk and as a result has damaged the tiles and the floor has come away from the skirting board. This was caused by the neighbour removing conifer trees from her…
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Car Insurance: when a named driver has an accident in your car
Hi all. New to the forum but in a real predicament. Here's the scenario: In Feb, my wife had an accident (not her fault) in my car. I own the car, I'm the main driver, she's a named driver. I made a claim on my insurance, as it's MY insurance SHE is named on. Car all sorted, nothing to pay at my end. Happy days. However...…
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Buildings insurance/owner not living in property but son is
Hi, I’ve recently completed my IVA and am soon moving in with my new partner, this will leave my 25 year old son living in the marital home (jointly mortgaged with my ex-husband -no financial contributions from there). My buildings insurance is up for renewal this month but they all say that it’s for the owner to live…
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Critical Illness Cover and Addiction Claim?
Good Evening, I have recently been advised to go to an addiction clinic for alcoholism, which is a substantial amount of money, which i am will to pay health before wealth and all. I have life insurance cover on my mortgage but also took out additional critical illness cover, has anyone had any experience of being able to…
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Well Women Insurance
Hi, first time posting. I'm after some advice please. I took out a Well women policy with American Life over 18 years ago, with a promise that if I did not make a claim within 15 years, I would be able to reclaim my money back plus interest. The company has changed hands many times from American Life - Allico - Reassure. I…
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CHEAP CAR INSURANCE. NEW CAR INSURANCE £60 VOUCHER OFFER WITH LIVERPOOL AND VICTORIA
Yesterday, I purchased LV car insurance using MSE's direct link, in order to qualify for a £60 Amazon Voucher. LV have sent me confirmation, my policy number and all documentation, but are unable to tell me if I am in line to receive the voucher after approx 90 days. They say that it is MSE who will issue the relevant…
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Home insurance automatically renewed on an expired card! Help...
In February Admiral automatically renewed my home insurance on an expired debit card. I only found out about this because I received a letter in the post to say that payment could not be taken due to the card being expired and that I should ring them to update my card details. Their premium was massively higher than the…
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Holiday Let home owner cancellation insurance
I am fortunate to have a policy with Schofields who in theory cover the bookings cancelled due to COVID during the official lock down. However, they say Lloyd's (Axel) will not honour the first £10k claimed they say that this is covered by the Welsh government grant. Does anyone else find this unacceptable and anyone have…
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home/contents insurance
Hello, my nan has had home and contents insurance for the last 9 years with her bank. She wasn't happy with the new price for the year coming as it was over £1000. I have rang her bank as she lives on her own and has no valuable i.e laptops to ask why it was so much! I have found out that they have had her postcode…
