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New for old con?
Hi all need your help again. We insured our tv for £2k and listed it specifically as a high risk item on our insurance. Husband cleverly dropped it whilst decorating 😡 halifax as saying they will only pay out £429 !!! it was a curved 3 d Samsung and they said they can’t get them any more so offering a pittance x am I…
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How long are new (life) policies taking to set up now?
Everything is slow because of covid-19, but has anyone taken on new life insurance in recent months? How long did it take to set up? I'm talking about getting medicals etc. (Back story, existing provider says we need new quotes. Had I known, I would have started process a few weeks back).
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funeral plan for people with disabilities
My son is 31 and has severe learning and physical impairments. I am an appointed deputy ie court of protection order which means I have the legal authority to make decisions on his behalf for all financial and welfare situations. he has a budget from direct payments which covers all living and care costs and benefits which…
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House insurance
Has anyone had problems getting house insurance after history of subsidence
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After 2 years loss adjuster appointed by insureres
hi can any on give advice please, 2 years ago I had a minor leak from a soil pipe, to cut cut a very long story short following events happened. insurers appointed surveyor and builder to complete dry out after I had leak fixed by my plumber. insureres building contractor attended property and took walls back from plaster…
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Should I cancel? Is this OK?
Hoping for some advice. For a number of reasons which on reflection was just dumb I never sorted out proper life insurance when I was younger and healthier and now as I head towards my 50s, with health conditions, weight etc, it’s impossible to get life insurance. Some years ago though I took up an offer for Cover (it was…
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Clearing cookies - why does it help ?
I’ve been wondering why it supposedly helps to clear cookies when using car insurance comparison sites. It’s said that insurers increase prices where they detect multiple quotes from the same computer by using the cookies. I’m not sure that makes sense. Couldn’t they just use the car registration anyway ? If anyone works…
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Underpinned home insurance
My house suffered damage from soil heave in 1991 and was subsequently underpinned. There has been no subsequent damage to the building as a result of this problem. My buildings only insurance is now over £400 per annum as only a small number of insurers will cover underpinned buildings. Other home in my area have…
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Tesco Car Insurance: Cancelling auto-renewal
My auto-renewal happens in 1.5 hours time. I can't get through on the phone to stop it but I've sent them this https://www.tescobank.com/assets/sections/insurance/pdf/lapse-form.pdf which advises that I should ring them if I'm within 48 hours of the renewal time. I'm worried that, since their office is closed due to C19,…
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Life insurance at 66?
Hi, Can anyome tell me if it’s worth getting life insurance at 66? No savings just state pension. Any examples of what monthly premiums would look like for 50 -100k with no previous health conditions would be great. Thanks
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Council Denies Damage Claim - What Next?
Evening All,Apologies if this has been covered before, searched and couldn't find much that relates to my case.Recently a council street sweeper backed into my park car, one of our neighbours who witnessed the incident knocked on our door to tell us, but by that point the driver just drove off :'(My insurance company…
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ByMiles Car Insurance - Worth it? Reviews?
I'm just wondering if anybody has had any experience with this insurance company? My car insurance renewal is driving me barmy this year and is due in a fortnight. I am a 24 year old male, driving an Audi A3. I've had my licence for 4 years with also the same amount in No Claims discount. My renewal last year was £1000 for…
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Gallagher Bassett
Does anyone have experience with gallagher Bassett? I'd never heard of them but apparently they're big but also terrible. I had a car accident at the start of the year and the 3rd party insurer uses gallagher Bassett to handle the injury claim. They have only recently admitted liability and paid out the excess and now my…
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Student year abroad insurance
My daughter is due to spend a year abroad working as a teaching assistant in Madrid. Can anyone recommend what insurance she would require and who could supply it? I hope her University will advise on such matters, but I would like to check it out myself. Any suggestions always appreciated.
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Subsidence claim - leaseholder, 20 months in, slow progress [advice requested]
I own a garden / basement flat and it has had a subsidence claim due to shrinkage from neighbouring trees. Ongoing since Autumn 2018. The building is four stories, one flat per story. There are bay windows and these, along with some perimeter wall, are what's moved. We've had a loss adjuster appointed, bay windows propped…
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car insurance on car while working in france for 5 months
Hi all. Not sure if this is the right thread. My daughter is going to be working in france for 5-6months over the winter 2020-21 and is taking her car with her. Her current insurance company allows up to 90 days a year with a max of 30 days in go. Any ideas what she needs to do, are there uk companies that will cover her…
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First time rental insurance + a 3 month trip abroad. Is my quote expensive?
First time rental insurance - but have a complication of a 3 month trip abroad. TBH I don't have anything ridiculously valuable but I'm thinking its prudent to get some contents insurance in my flat that I rent. In my mind it's to cover me for about 10K or 20K should the worst happen like the house burning down and I need…
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Invalid car insurance?
My parents have one car, registered in my father's name. The insurance is also in his name with my mother as a named driver. My father has been diagnosed with Alzheimers and has been told not to drive. He stopped a few years ago anyway. Is the insurance policy still valid for my mother, or does the fact my father is not…
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Accidental damage cover- kitchen worktop
Hi- I have buildings insurance cover with Home Protect, and have additional Accidental Damage cover. I've recently damaged a quartz kitchen work surface by exposing it to oven cleaner - it's left a very noticeable dull patch in the otherwise glossy surface that won't polish out. Before I contact them, does anyone know if…
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Insurance payment holidays and premium reviews set to be extended - MSE News
Measures introduced to help insurance customers struggling during the pandemic - including payment holidays and reviews of premiums - are set to be extended until the end of October, under new proposals from the regulator... Read the full story: 'Insurance payment holidays and premium reviews set to be extended' Click…
