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Long Stay Travel Insurance - Recommendations
Can anyone recommend a policy that will cover me for 110 days? I will just be in one country. Usually I would fly back to the UK before 60 days which is what my current provider stipulates. They also don't offer ANY cover for covid relates situations. I would at least like to have cover for treatment if I caught it…
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Home insurance
Hi, in relation to home insurance, can the person who is down as a joint policy holder pay via direct debit? I was under the assumption that 'joint' means equal, rather than one being the main holder and the other secondary. Many thanks.
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Lost bracelet - insurer offers replacement via unsuitable stores of less than one-third in cash
I
have had my contents with John Lewis for more than five years and have never –
thankfully – needed to claim. Now I do: a bracelet, given to me by my sister
for my 50th birthday, apparently dropped of my wrist while I was out
(ironic, considering it’s been on my wrist for years that it should be lost
locally). I called…
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Bin man damages car with bin, is that a public liability claim or a motor claim
Dear All, I am posting here today to try and get some advice on my situation. I feel I am being harassed/bullied by the third part insurance company and am feeling a bit cornered. My situation is as follows: Bin men damaged my car. As they pull the wheelie bin off my property they lost control of it (only holding bin with…
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Previous cover
We have a predicament and was wondering how we stand. We changed our home insurance last year from admiral to Sainsbury's in Sept 2019. We had a letter from our neighbours solicitor in July of last year about flooding in their garden and that they think we are diverting underground springs. Now a year later we have had…
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Gadget cover/phone cover
How easy/simple is it to claim on phone/gadget cover? As if it is going to be a very long winded process, I may as well just buy another phone. Does anyone know what the process would be on this? As my phone has been going in and out of fully functioning mode for a while now, causing me stress. Any help on this would be…
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Travel Insurance through bank and medical condition declarations
Hi there, hoping someone could help me with travel insurance through banks or annual travel insurance policies. If you start taking medication throughout the year for something, are taking tests etc (pre diagnosis), etc... how and when are you supposed to divulge this info to them? Do you inform them before booking or…
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Room only insurance in shared house (non students)
I will be renting a room in a shared house with 6 other individuals and require insurance for the contents of my room. Does anyone know of a dedicated broker/website that can offer this. I have tried on all the comparison sites but just seem to end up with insurance for the whole house, which does not seem correct. Rental…
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Change from paying monthly
Husband has his car insurance with Admiral*, currently paying monthly Is it possible instead of paying monthly, pay off the remaining cost of the policy in full? *I have been on the phone to Admiral to ask them but gave up after 40 minutes on hold :)
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Life Insurance post-mortgage
Good Evening everyone I have life insurance tied into my mortgage which is due to be paid off this time next year. I am wondering what people do about life insurance in these circiumstances?? I am no spring chicken and am living on a vastly reduced income since shielding since March so there isn't a lot of spare money but…
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£35 to cancel car policy that never started
What are my rights, please? Had a car insurance policy due to start next month, but after reading absolutely terrible reviews about the underwriter and realizing it could be a disaster I feel forced to cancel the whole policy. The broker is refusing to refund the full amount despite the policy having not even started.…
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Flexplus new customer Covid cover
After seeing in the MSE newsletter that Nationwide Flexplus travel insurance was now covering Coronavirus related claims for new customers, I looked at their website. When I am logged in and following links to info about the Flexplus account, I see the following message 'If you open a new FlexPlus account, you will not be…
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Personal Injury - non fault car accident
Hi, My daughter was hit by another car at the weekend which resulted in her car being written off and the passengers all injured (including broken ribs / lower vertebrae (as well as cuts, bruising, whiplash, headaches etc). The other driver has admitted liability but we do not know who is best to use to claim for Injuries.…
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Cancelled car insurance
I had a car policy cancelled as I couldn’t find my V5. Which I found the following week. I now have to declare this which is costing me £000s. Is there anything I can do? I’m 25
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Compensation offer from insurers.
I had a minor collision with another vehicle in early 2016 which I believed to have been settled by my insurers as a no fault settlement. Fast forward to May this year when I received a County Court summons against me from the other claimant. I was shocked and confused so I contacted my previous insurers who said this was…
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SAGA Essential
The money supermarket site pointed me towards a fully comprehensive policy for my Mini for, wait for it, £30.84 annually! Even better this price will apply for three years unless my circumstances change. Obviously I took up the offer any my policy is in place. I thought £30.84 would have been a reasonable monthly payment…
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Home insurance claim - storm damage (roof) - Poor communication, no support and now refusing to pay
A few
months ago, we found our ceiling, walls, floor in our bedrooms, drenched in
water and our child’s box room ceiling had partly collapsed and water all over
his room. Our
bedroom is in the loft extension on 3rd floor which has a flat roof. Our childs
room is a box room in the 2nd floor.We had
buckets and tarpins every…
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Baffling Car Insurance
Hello forum, Currently baffled going through car insurance quotes. When asked about Convictions or Claims if I include details of incidents where my car was damaged by a 3rd party - and they made the claim - it is adding 40% to quotes. If I don't include it, with the logic I didn't make the claim, the 3rd party did, I will…
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Life Assurance - Whole of Life Plan Annual Statement
I've had a whole life assurance plan since 1977, paying in a modest £5 a month. In that time the provider of that plan has changed and from seeming like a good investment, it now feels like an income stream for the current insurance company. I recently received a statement that was actually decipherable, and came full of…
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Refund Travel Ins COVID 19
Hi, I contacted Virgin Money asking for a refund Of my Travel insurance money as I could not use the policy due to my holiday being cancelled due to COVID. They have replied to say they will give a refund minus 20%, is this acceptable even though I didn’t use the policy and cancellation was due to the unforeseen pandemic.…
