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Life Insurance - Question wording
So, my mother was referred to a consultant back in May 2018. She has been to see the specialist 4 times so far. Last clinic appointment was on October 2019 and the letter says "I have given a follow up appointment and will be discharging if symptoms improve." She has not received any letter since. Anyways, the life…
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NCD
How can I go about proving my NCD when I have had insurance companies not give me one and also having moved a few too many times I no longer have any idea of who I have had insurance with in the past. Surely there must be a data base otherwise I could draft up my own NCD certificate and make it up for as many years as I…
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N C D ON CAR INSURANCE
Hi i have about 6 NCD on my car insurance is worth getting covered or leave it as it is And any good insurance companies i can look at to get quotes for
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Is an apprentice classed as a student for insurance purposes ?
Hi my son has been asked to add business insurance to his car . He is doing property maintenance as an apprentice and because of COVID 19 he can no longer travel in the works van . We phoned up to change it and they cancelled his insurance via email. He has a black box and because of this he can not have buisness class…
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Water supply pipe insurance included with home insurance?
I'm having a bit of trouble deciphering the wording of the home insurance quotes I am getting.In general where you get emergency cover included does it cover you for the supply pipe outside your property?Some policy docs I have read explicitly say no but others are a bit more shrouded in mystery.Does anyone know of a…
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Halifax, part of the Lloyds Bank Group, unable to take a credit card payment for home insurance!
My house and contents insurance is up for renewal so, in good MSE fashion, I went through a comparison web site to get some quotes. Halifax came up with a very attractive offer so I followed the link to provide more information. I added the additional home emergency and legal services options to the quote....and the…
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Cheaper car insurance quotes with less number of NCD years?
The year before last my car insurance had a 13 year NCD. This year my car insurance is coming up for renewal this is with a different company than last year's policy and I have been awarded 9 years NCD. I have been getting some quotes this week and for some reason the 9 years NCD is coming up with cheaper quotes than the…
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Home emergency cover for rental property
I am currently with endsleigh for building insurance with home emergency cover and their home emergency cover only covers up to £500. Anyone have any recommendation for any home emergency cover which covers over £500? Whether as a standalone policy or to be bought with the building insurance. Ideally looking to cover for…
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Life Insurance Cover
Hi my husband is looking to take out a life insurance policy for £10000. He has had Prostrate Cancer and has been clear for 3 + years. Would you be able to recommend the best Insurance Companies for this type of policy please. Thank you Linda
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Fire damage as a result of vermin
Hi everyone, I am after clarification on what is covered by my home insurance policy. I have a policy with Tesco Bank that includes unlimited buildings cover (including accidental damage) and up to £75,000 contents cover (again including accidental damage). I read an article a few days back about a house fire caused by…
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Cancelling car insurance
So here is my issue. I am roughly 6 months into the new policy insuring my 3dr Vauxhall corsa. I pay monthly, not a one off payment. I am having my first baby in the coming month and pre-lockdown I was looking for a bigger car, at least one with 5 doors! I had a quote on a 1.5 Fiesta from my current insurers and they said…
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Car Insurance Advice
Hi Totally new to this. Can anyone please, please help. I was involved in a very minor 3mph nudge. Despite there being no damage whatsoever to the claimant's bumper (and him agreeing at the time) the other driver 'claimed' on my insurance for a new back bumper. My insurers said because I did not have commuting in my policy…
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Travel insurance company refusing to pay apparently due to lack of evidence from airline
Hoping someone can help. I had to cancel a holiday to Dubai back in January as my daughter came down with Chicken pox. I sent the doctor's certificate and claim form to insurer but they then asked for evidence that the holiday was cancelled. The hotel promptly supplied evidence that we had cancelled and been charged in…
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Contents insurance + no claims
Hi, double pronged question here. If you get the number of no claims wrong or its inaccurate, is your policy voided if you are burglarised etc? Does the number of no claims from previous policies count if you were renting / Co habitating with someone in the past? I was Co habitating / renting from Feb 2012 to Aug 2014.Then…
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pre existing conditions
Is there anywhere I can find some definitive information re. pre-existing conditions for travel insurance? Looking at a few companies and trying to answer the questions honestly - I don't want to jeopardize a policy - but I'm literally pulling my hair out! My thinking about 'conditions' are either chronic, congenital, or…
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Vitality Health - do they have retentions?
Hi, I’m not particularly happy with Vitality because I tried to contact their GP service multiple times in March and was entirely unable to get through to anyone. I also that their reward system is unforgiving and gradually worsening. My premium also goes up despite being highly active (vitality platinum) , non smoker,…
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Claiming - why won't the VET claim for me ?
HiAll my pets are insured, at quite some considerable cost. Over the last bank holiday my young dog injured his front leg (running into a load of rubbush that had been dumped !). seeing as it was an extended bank holiday and the injury occured on the Saturday, we couldn't leave it 2 days for him to be seen. I paid the…
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Receipt of Payment, Certificates of Insurance but no funds taken - Am I covered?
Hi all, First post on here but a regular reader on the forum which seems to be a fountain of knowledge. Im hoping some can offer advice on the below.... Back in Feb I took out a site insurance policy with a broker
for a self-build I am undertaking, to commence in February. I paid over the
phone, was issued a receipt…
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Car Insurance Renewal Prices
I recently had an e mail to remind me that my car insurance is due for renewal. I have gone on to one of these price comparison sites and have found the exact insurance I am on at the moment but £100 cheaper! Is it right that insurers can do this as it makes me a little uneasy that they can charge an existing customer…
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Can I insure 2 cars with 2 separate insurance companies both under my name?
Hi there,I currently have 2 cars insured with Admiral Multi-Car. Both cars are mine, I am the registered keeper and only driver. However, it would seem that I can save £250/yr by insuring them separately (I've ran quotes for both cars through some comparison sites).Is there any reason I cannot do this? Legally or…
