Can I insure 2 cars with 2 separate insurance companies both under my name?

Hi there,
I currently have 2 cars insured with Admiral Multi-Car.  Both cars are mine, I am the registered keeper and only driver.
However, it would seem that I can save £250/yr by insuring them separately (I've ran quotes for both cars through some comparison sites).
Is there any reason I cannot do this?  Legally or otherwise?
Thanks!

Comments

  • Carrot007
    Carrot007 Posts: 4,534 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nothing stopping you. You can only use the current no claims on one I would have thought however, maybe that alters the price?
  • JayBeeAB
    JayBeeAB Posts: 5 Forumite
    Sixth Anniversary First Post Combo Breaker
    edited 1 June 2020 at 2:54PM
    Thanks for the info.
    Thats the thing, I checked my admiral policy documentation online and one car is showing 10 years no-claims and another is showing 9 years no-claims.  Not sure whether Admiral send me documentation separate for each car that I can use separately for each new policy with the other companies.
  • Carrot007
    Carrot007 Posts: 4,534 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    JayBeeAB said:
    Thanks for the info.
    Thats the thing, I checked my admiral policy documentation online and one car is showing 10 years no-claims and another is showing 9 years no-claims.  Not sure whether Admiral send me documentation separate for each car that I can use separately for each new policy with the other companies.

    Should be ok then with supporting documentation. Of course it is up to the other company to accept it as they do not have to (all the no claims is just co-operational).

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No reason why you can't do it, though as with any premium haggling time, you should see if Admiral want to beat the other quotes you're getting.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.8K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.8K Work, Benefits & Business
  • 619.5K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.