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N C D ON CAR INSURANCE

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Hi i have about 6 NCD on my car insurance is worth getting covered or leave it as it is 

And any good insurance companies i can look at to get quotes for  

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  • Hasbeen
    Hasbeen Posts: 4,404 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 4 June 2020 at 7:55AM
    aayush said:
    Hi i have about 6 NCD on my car insurance is worth getting covered or leave it as it is 

    And any good insurance companies i can look at to get quotes for  
    6 NCD? in years? What is worth getting covered? Leave what as it is? Are you talking NCD protection?

    Go on a comparison site, enter details choose provider that is suitable to you.

    Also worth reading through this:  LINK
    The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon
  • Gazzer
    Gazzer Posts: 16 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I would you ask them what happens if you have an accident (even if its not your fault) as my stepdaughter paid Churchill to guarantee her bonus and was involved in a minor accident. They did not reduce her NCD as they couldn't but hiked her premium anyway. It seems its standard practice with them regardless of circumstance and I assume Direct Line and Privilege are the same as they are owned by UK Insurance Ltd too. Just make sure you happy with what you are getting for what you are paying for.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Gazzer said:
    I would you ask them what happens if you have an accident (even if its not your fault) as my stepdaughter paid Churchill to guarantee her bonus and was involved in a minor accident. They did not reduce her NCD as they couldn't but hiked her premium anyway. It seems its standard practice with them regardless of circumstance and I assume Direct Line and Privilege are the same as they are owned by UK Insurance Ltd too. Just make sure you happy with what you are getting for what you are paying for.

    I think your assumption is incorrect, since when this happened to me (protected NCD, my fault accident)  Direct Line did NOT hike my premium next time round.
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