-
Car Insurance - changes to policy (mileage)
Has anyone had to make changes to their car insurance policy recently? I am currently with Churchill, who contacted me recently to say customers whose annual mileages have been reduced due to lockdown may be entitled to a refund. I thought that was a lovely gesture as I'd been working from home and just paid for a full…
-
Inherited Property- Buildings Insurance
Hi, I am the beneficiary of a property, probate is ongoing. The deceased owner insured the house and the policy expired in mid-January. I have re-insured in my name but there was a gap in cover. The porch has settled and needs rebuilding. I am assuming I: a) cannot claim on the deceased's expired insurance b) cannot claim…
-
Travel / medical insurance
Hello.can anyone recommend an insurance company that only does MEDICAL insurance abroad. Do not need baggage,cancellation and personal belongings. Guessing it would be cheaper?Thanks.
-
Charge for cancellation before the insurance started.
I went on a comparison site and found One Call insurance was the cheapest. It redirected me to their site but there was no way to check the details were correct unlike other insurers sites. I have done this before with other companies and found often our details had changed and I had to change them on the insurers site. I…
-
Shared Ownership Insurance?
Hi there, When I purchased my Shared Ownership property, I was advised that I must take out a contents only insurance policy. Fair enough, I did so. However, when renewing the other week, it got me wondering.... If I have a water leak or say a wall falls down... am I insured? What about if someone puts a brick through my…
-
Travel insurance auto renewal refund?
Last week I got en email from travel insurance company saying my travel insurance was auto renewing. Double last year price and not needed this year obviously. I straight away tried to get in contact with them to tell them I didn't ant to renew. To my shock - i checked my bank account and they had taken the money out of my…
-
Advice required re.Home Insurance Roof Dispute
Hello, First time poster so let me know if I'm breaking a rule somewhere. I'm a first time homeowner and have never been though anything like this before, so I'm after some basic advice about where I stand and how to proceed. Thank you in advance. The storms back in Feb caused some damage to the cement verge on our roof.…
-
Getting Life Insurance after a critical illness
Hi, looking for advice please. My husband had a heart attack in March and had a small critical illness payout. It was a joint life insurance/critical illness policy so now we have no life insurance. Would my husband be able to take out life insurance now or would he only be able to get an over 50 plan which anyone can get?…
-
Mark and Spencer Premium account
Does anyone know if you can suspend your Marks and Spencer Premium account as we cannot travel anywhere so there is no point in having travel insurance, also we cannot use our Tea/Coffee coupons as the all of the Cafes are shut at the moment
-
Income protection Insurance for Self Employed
My partner and I have just had an offer accepted on a house (first time buyers) and are shopping around for the right insurances. I am self-employed as a music teacher and have many different sources of income. My understanding it that most of the income protection policies will only pay out if I lose all incomes, which is…
-
Contents outside of contents insurance
hello, I live with my partner in his family home. His parents live elsewhere currently. The parents have paid for the house and contents insurance but I own some jewellery which are not featured in the insurance. I would rather they didn’t know the value. Where would be the best site to get my jewellery insured? After…
-
Sue RCIB
I am looking for others who have been scammed by RCIB to bring a collective legal action for damages. I am looking for free legal representation for those who have been scammed and to save millions of others being ripped off. I bought insurance on compare the market with RCIB on 4.5.6. They increased the price of my…
-
wise car insurance
hi newbie here and looking for some advice. My 18 year old son recently took out an insurance policy with wise for his car. first payment was 340 pounds in mid may then 1st of june 165 pounds was taken which was then due to be taken each month. 2nd of june he receives a letter stating his insurance was set to be cancelled.…
-
life insurance but i had mental health issues in the past
can anyone recommend a insurance policy that will not judge you for having past mental health issues, i have tried a comparison site and most refuse me cover based on this..this is because in August i went thru a very bad period in life and had a attempt at my life - this has all now passed but of course its on my medical…
-
Cancelled policy, exorbitant charges?
Hi, I took out a new car insurance policy on 23/05, with my current policy due to end 23/06. I intended to have the policy start in June but accidentally submitted it with a start date a month premature. I realised what I'd done 24 hours later and contacted the company via live chat to have it cancelled and refunded. They…
-
Transferring no claims discount from hire and reward insurance to private car use
Will soon be retiring from driving a taxi and find that I may not be able to transfer the no claims discount accrued on my present "for hire and reward" insurance to a car for private use. Has anyone experienced this problem and been able to find a solution? Thanks in anticipation.
-
Claiming back excess on insurance repair
My car was involved in a minor shunt in a carpark during april with someone on Motability, I was not in the car at the time but the other driver backed into it, leaving a large dent there were several witnesses and driver stayed on scene. The driver admitted liability to his insurance. Now that repair shops are opening up…
-
Car insurance with accident history is cheaper? How can this be true
I have had a couple of car insurance quotes from Moneysupermarket.com and Comparethemarket.com.About half a year ago I had a car accident that was not my fault.So when I input that accident the cheapest quote that comes up is circa £430 PA with Go SkippyWhen I however decide to check what the price would be if I never had…
-
Car insurance refuses to recover excess
My parked car was hit by an enterprise van which then drove off without giving details. I have a witness and a photo of the registration plate of the vehicle. When on the phone to my insurance they said i'd have to pay then recover my excess myself and go through their legal services (at an extra cost) to recover it. Since…
-
Claiming on insurance for leaking shower
Hi, I have never claimed on my home insurance before so I’m really sorry if some of this is basic. I have had issues with a leak in my shower for sometime now and after getting expert advice, I have been told it is a leaking pipe. I think I can claim this on my insurance if my workman can provide a written document to say…
