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Lose your keys, then take out insurance?
If I've lost my car keys, can I take out insurance now and claim, how would that work?
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Critical Illness Cover
I am shopping around for critical illness insurance. However, I am finding it extremely expensive. Do you guys know which companies are good value for critical illness insurance? I already have life insurance which I took out about 20 years ago. I have £250,000 of cover for life insurance and I pay about £18 a month. I am…
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Subsidence on my conservatory - my insurance won't pay
Hello I have subsidence on my conservatory but my insurance won't pay, claiming that the foundations are not deep enough in relation to the soil condition and in comparison to how deep the foundations of the house are. They say it comes under general exceptions due to "faulty design, plan, specification, materials or…
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Domestic Appliance cover
I have bought a new washing machine online. The retailer was pretty quick to contact me to sell me insurance. It is an interesting policy in that as long as I keep paying they will fix or replace with a like for like new machine and the repair service is supposed to be quick. What companies offer domestic appliance cover…
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Home Insurance New Build unable to get Online Quote?
I've seen this is a common issue but reluctant to phone around insurers to get a telephone quote for fear they will be dearer than an online quote. Address still not listed on online comparison sites completion due 1st November. Any suggestions to get best quote?
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Second year insurance after an accident
Okay so, I passed my test 4 months ago, I paid £2400 insurance for a Ford Fusion my dad gave me. Last month I was stopped at a red light minding my own and next minute there’s a transit van in my boot- guy was so busy on his phone he didn’t even know I was there till he’d hit me at 40mph. Car wrote off. The accident is…
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Re-insuring during claim (again)
I’ve looked through the forum and can’t find the answer I’m looking for, but forgive me if it’s been answered before. September 2018 car hit our house (grade 2 listed), and I had to renew in the November. Took a £188 hit for the fact I had a claim on going and was told I might get that back once claim settled. Repairs have…
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Which home insurers charge little or nothing for cancelling within first 14 days?
I exchange contracts on a house tomorrow, so I need to take out buildings insurance today. For various reasons, I think there's a good chance that I'll want to cancel during the initial 14-day cooling-off period and go with a different insurer. Could anyone please tell me which insurers have a low, or no, charge for…
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Can I claim for multiple incidents in one car insurance claim?
I have 3 separate pieces of damage that have happened recently to my car, that is going to add up to, I suspect, a hefty sum. 1. My back bumper got caught on a rock whilst parking. It has a pretty bad crack to the left of the license plate. This has been like this for a few months. 2. An unknown driver hit my car in a…
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Window cleaner accidentlly hits my van causing damage
Greetings fellow money saving experts Today I happened to be outside next to my new van (8months old) to witness the window cleaner who cleaned my clients windows I’m there doing their bathroom. He caught my van quite badly with his ladder. I got his details but claims not to own a mobile phone so gave me his girlfriends…
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Travel Insurance and Gadget Cover
Hi I'm a bit confused with something We recently returned from our hols and we are trying to claim on some damage to an iwatch. I purchased the insurance via Boots and they deal with the tifgroup. I did need to make two claims, one for the watch and the other for some medical costs. The medical costs as expected were no…
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Car insurance - Replacement waiting time
How long have you waited for a replacement car after an accident? Mine will be min 2 months! Is that normal?? Background - In September my car was damaged overnight in a hit and run. Insurance company agreed it's a write off and got me to agree to a brand new car, due October (I have gap insurance and car was less than…
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Travel insurance whilst living in China
Any recommendations? My son works in China and needs an annual travel insurance for trips outside China and for trips home to Uk. I particularly need one to cover flight delays and strikes as he has just booked with BA. Not sure the one he has atm with Expatriate would cover this. Would cost about £219 to include this.
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broken lock and home insurance
Hi - last week I accidentally broke the night-lock as I was rushing out of home to go to work. The little pointy bit that you push down to set the latch back just broke in my hands, the lock became unusable and we were locked in, I had to be in work and kids had to go to school etc. We called a local locksmith who had to…
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Insurance Renew after a Claim
Hi I am in the process of claiming on my house insurance. It is due for renew in 3 weeks, and the claim is not likely to be settled by then. They have now increased my renew price by £250 due to the claim. I am getting cheaper quotes with the claim included. Can I swap insurance companies when I have a claim going through,…
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Can she increase her premium?
A Pal have a life insurance with a company 10 years ago. 3 years ago, she was diagnosed with cancer of which she has gone through treatment. She is now OK. Can she increase her premium? Does she HAVE to notify the insurance company? Thanks
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Quote declined - car insurance?
I have been driving for ten months and I am on an accelerator policy with Elephant. I shopped around to see what price I could get an 1st central were by far the cheapest at £850 compared to £1100 from Elephant (next cheapest). I have held my licence for 10 months and have 1 years NCB. I go through with 1st Central and get…
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Car Finance advise...
Hi. I have a car on finance but I would like to change the log book name to another family members name. Is this possible ? Or do I need to inform the finance company before I do this... Thanks.
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Private medical Insurance newbie
Hi all New to researching about private medical insurance so bear with me.. utilised the savings and pension forums now considering this also. Can anyone point me in right starting point please? Myself and husband age 40 and children age 8 and 10. Husband self employed and I’m a part time nurse. Many thanks
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Pet Insurance - Pre-Exisiting
Hi there, Our dog is due an operation on Thursday (24/10) to remove two cysts from her eye sclera. Her original insurance I stopped yesterday due to going up, it was already too high for the cover needed. Now I believe this operation is regarded as a pre-existing condition. The cost of the operation is nearly £400, it's…
