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Does insurance company matter for level term life assurance??
Hi All, I read the moneysavingexpert guide and contacted LifeSearch and Cavendish for level term life assurance for myself and my wife as two single policies. For the level of cover they said to split the total into two polices each. That’s fine. They have both said their price won’t be beaten! So either it becomes them…
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Exchanged on house & planning building work. Best Insurance co?
Hi Just exchanged on a house and hoping to apply for planning permission to do 2 storey extension as soon as we are in. Most polices are asking if there's any work in progress (not yet). One, so far, has said they couldn't offer us cover if we were planning work. Another one has said i'll need to go back to them once PP…
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TIFGroup
Why was the tifgroup thread removed? Contained a lot of useful experiences from actual customers, rather than the vague nonsense on Trustpilot.
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Health insurance - join partners plan or get my own?
Hi there, I am thinking of getting private health insurance and have a few questions. My partner works for a large bank and I am able to access a Bupa plan through him by going on his policy. However I wondered if it would be better to get my own plan? Price wise there is little difference. I wondered if I were to go on…
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Should learner driver make a claim
My 17 year old child is currently learning to drive. Whilst on a lesson, they had just completed a parallel parking maneuver and was discussing how they had done with the instructor when a vehicle reversed from off-road parking into the left side of the learner car. The third party has admitted total liability. My query is…
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Insurance for unoccupied home
Need some advice please for buildings cover for my Mum's home. It's been unoccupied for three years now and I have decided to put it on the market ASAP. The insurance is up for renewal and, after my solicitor said the company I currently have insurance with is 'awful, I thought I'd try Aviva. Unfortunately they do not do…
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Travel insurance for working in Canada with pre existing medical conditions
Help !! My son is going on a ski instructor course in Canada for 7 weeks and then he is hoping to work there until the end of the season. He has his work permit and visa, valid for 2 years. He is trying to find travel insurance to cover: Winter sports packag 5 months cover Ability to renew the insurance if he decides to…
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Waiting period
Hi all, quick question, does accidental cover on home insurance have a waiting period before you can make a claim?
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Landlord Insurance
Hi All, This is my first post and I'm not sure if it's allowed. I'm due to complete on a buy to let property in a few weeks and need building insurance in place for completion. Is there any brokers who can message me for some details so I can get a quote? Thanks for your help.
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car hire excess insurance
so in general i get how car hire excess insurance works in a standard scenario: e.g. 1) car hire company insures against collision damage/theft/windscreen damage 2) if an accident happens I pay the car hire company an excess and they pay for the rest 3) i claim the excess back from insurance so i get that. what i'm rather…
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moving my no claims to new name
Hi all im am Lucy and 7 month ago I came out as transgender I have change my name with everyone. ie dvla government, council, Dvla, the list goes on and on Any way, we have had a disability car for the last 3 years, and now as money is getting tighter, we are going to buy our own, I have built up 14 years no claims but…
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income protection insurence
Hi all, i have a question about income protection insurence. Can you claim your income protection insurence from day 1 if you get full sick pay for 5 months from work ? The reason im asking is i used to have income protection to make my shift pay up if were to be on sick for more than 30 days (only my basic salary was…
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Lost/stolen bag with car keys in, can I claim?
Bit tricky this. I left my bag on a seat for 30mins and went back to find it gone. It had my car keys in. Now my insurance company says I'm covered for stolen keys. So can do I prove this?
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Motor insurance - won't quote for temporary drivers before purchase.
So, 20 year old son at University. Befor he went he had his own motor insurance for his little car. sold the car, cancelled his insurance to save money while at uni. He will be coming ho,me at xmas of vcourse (and Easter), and is hoping to do part-time shifts at the supermarket 8 miles away. he's happy to take late night…
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Personal injury settlement, advice?
After making a full recovery from my injuries, the claim was put to the third party insurers. They sent their first settlement offer. My solicitor advised it was at the low end, and they would make a counter offer. The insurer refused to increase the offer. My solicitor then tried again once more to no avail, so advised…
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Cancelling life/CI policy
Morning all, I have a mortgage protection policy which is no longer needed (life and CI). I have a separate life policy which will continue. In terms of canceling the policy are there any pitfalls in simply cancelling the d debit? Reason I ask is the policy is in trust and it will be a headache getting all trustees…
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Calling Customers of DAS UK Legal Expenses Insurance
Hello Has anyone had a negative or positive experience with DAS? They have put me and other customers through hell. The company aims to pay out nothing. They use every dirty trick to make you give up or pay yourself. These policies are sold as an add on to home insurance. DAS takes in £100 million pounds per year from our…
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Wife's car renewal through, reasonable price, but I've had a claim
The Wife's renewal has come through from RAC, it's a reasonable price, and will automatically renew on my credit card if I take no action. Which I'm happy with However, I had a "fault" accident in my car 8 months ago which is insured separately through Hastings, and I'm a named driver on her policy as she is on mine So my…
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Leak from above flat caused damage to flat
Hi Not sure if this is right place.... I own a flat which I rent out and a few months ago (Dec 2018) there was a leak from above flat which caused a huge problem for my tenant - massive hole in the ceiling and water pouring through. Managed to clean things up and after many weeks of asking the agent who manages upstairs to…
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Intrusive questions
Hi everyone, this may seem a trivial issue, but I need advice about an email I've received from my car insurance provider. I've changed cars 4 times in the last year for various reasons (terminal mechanical problems mostly but in one case for personal reasons to do with my marriage). My insurance company has asked me to…
