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Refused written confirmation of car insurance auto-renewal cancellation.
I recently received my LV= renewal email quotation for our car insurance and found I could save £70 by moving to another mainstream insurer - and get better cover into the bargain. Nothing new there then. The renewal email from LV= stated that they would auto-renew the policy if I did not notify them of cancellation and…
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Premium hike - is this even legal?
Hi guys, Need some advice on a life policy that I have been paying for about 30 years or more. Anyway I had taken out as indexed linked and there are unit trust etc It was originally a Canon Lincoln Policy which got switched to Sun Life a few years ago. Anyway, every year the premium would go up by maybe £5.00 and the…
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Travel insurance and idiopathic condition
I have an idiopathic condition which, being idiopathic, is described by its symptom and not it's cause. It has no effect on my everyday life and I will have a follow up with a consultant in 7 months time, so they are confident that nothing will come of it in the meantime. Does anyone here know how travel insurers are…
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Insurance not paying out
My husband had £2.4K worth of De Walt tools stolen from a locked shed in the garden 3 weeks ago. He put in a claim on the home insurance which covers outbuildings - but the insurance are saying they won't pay out because all the invoices for the tools are in my husband's business name. What can we do? (Since then we've had…
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Previous years claims. changed goalposts again!
has anyone else noticed that comparison websites and some insurers have yet again changed the goalposts again on claims history. so two years ago they asked for history for the last 3 years. then last year it was 4 years. now its 5 years! so year on year i think its going to be scrubbed off and i still have to declare it!…
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Consent and indemnity agreement
Urgent help needed!!!! Visited my friend and he took my car without my knowledge, had it involved in an accident and only found out when he returned it and informed me. He said it was a small crack on the bonnet and no pictures were taken. My car suffered some minor damages too. I didnot do anything but waited until when…
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Who does my wife pay her insurance excess to?
My wife's car was in a prang and it's currently in the bodyshop. Should be ready by Friday. I know she has to pay a £500 excess fee, but is the excess normally paid direct to the garage/body shop on collection, or to the insurance company? I'm at work now so can't easily look at the insurance schedule/paperwork until…
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Worth holding on to HSBC's Insurance Aspects?
I've been grandfathered into this insurance offer for £11.95 with my current HSBC advance account, but with account switching offers, I'm looking into whether it's worth holding onto this. https://www.hsbc.co.uk/insurance/aspects/* Worldwide Travel Insurance (for eligible customers aged under 70) - (Never used it, touch…
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Home insurance premium increase!!!
While I do shop round have stayed with same company 3 years as increase was low or non...till today and a huge £130 increase, no claims and no changes on my side, phone for reason and was told, if my home was to be completely wrecked and rebuilt - the rebuild had gone up by £6000 hence the increase. But I could reduce by…
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Life insurance
My stepdad died on Monday (14th) my brother found his life insurance and it says they will pay in full if he dies on or after the 16th what is the chance that they will pay out
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Declaring Motor accidents which occured at work - Police??
Was watching last nights episode of Traffic Cops and they often have to put their patrol car deliberately into an accident situation to stop a suspects vehicle, or they get rammed by a getaway car etc. Over the course of a year, as a driver, they must have no end of accidents, which could be described as both fault and…
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Admirsl Insurance payment processing times
Hi I am with Admiral for my van insurance. I bank with Nationwide. I pay monthly. On my Account page with Admiral it says payment date is 14th of every month, yet they often start processing it around the 9th and it takes them ages to take it. This month it took until today-the 16th!. I have a lot of outgoings-they all go…
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Stung for NCD on Two Cars
Hi folks I recently bought a second car - did the normal search for insurance online, filled in the forms and got a quote which I accepted for about £300. They asked for proof of NCD which I sent over. They then sent me a letter saying that they had checked a database and my NCD isn't "available" so they were charging me…
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Water damage: how to NOT claim on insurance?!!!!
Our water company have caused internal damage to our property as a result of an external damaged pipe they are slowly fixing. It is quite clearly their fault but they say: claim on your home insurance. I do not want to do this since my premiums will rise, and it is not my insurer's fault. Anyone had any experience of this?…
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Car Insurance question
It's that time of year where I have to renew once again. However, I anticipate that I will have a new car within the next 12 months. Should I pay monthly (plus the high interest charges) or am I safe to pay annually and claim back, if needed? Thanks :)
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Car Insurance Problem
Evening all, Just looking for opinions/answers. Car insurance is up for renewal. I've inputted my car insurance details on Confused.Com. Got a reasonable price so clicked to buy and was transferred through to their site. Checked all details, all fine, went on to pay and a message flashed up saying they couldn't verify some…
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Car insurance excess
My car insurance is due in 21 days and I have obtained quotes from every comparison site. I’ve found that every company on those sites is demanding the same compulsory excess of £620. I am 71 years of age and wonder if it this that is generating the across the board excess. Is it legal? Has anyone else come across this?
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Public Liability Insurance
Looking for cheapish Public Liability Insurance. Magician/Children's entertainer/Parties. Some of the quotes have been a bit silly!
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Accident and sickness insurance
I am self employed and want to take out insurance to pay me an income in the event I am unable to work through accident or sickness. I’m aged 62 and have a little over 3 years before I can claim my state pension (well that’s another story!) so I don’t want an expensive, medically underwritten income protection policy, just…
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Dental insurance / cash plan
Hi I just wondered if someone can point me in the right direction- I have been looking into whether or not I should get a dental plan but bit confused as to what to go for and what the difference is between a health cash plan and dental insurance I am not with a NHS dentist as none available in my area and have to pay for…
