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No claims certificate
Please can someone advise. I have just cancelled my insurance with budget and on the second page of the certificate they have listed my husband's accident and said he was at fault. Now he wasn't at fault it was the other driver that hit him but another thing he claimed through his own insurance company as he was in his…
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Ageas/RIAS - Excess Protection
Hi, I am looking at quotes and had a question re Excess Protection with RIAS/Ageas. They offer this for £30 to cover up to £300 of excess. I have a fairly premium car so lowering the excess to my desired level is pricey. However, I have noticed that increase the excess from my desired level by £300 saves me far more than…
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New Home Insurance while claim is open
Hi, I have 2 open claims for escape of water from 2017 which are not settled yet due to delay from insurance company. My current cover is from the same insurance company but they are not renewing it any more. I need home insurance by end of Oct. The claim is unlikely to settle by then. How can I get a new home insurance…
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Car insurance problems
Just need a bit of advice... I was renewing my car insurance end of August/beginning of september.Paid the deposit and gave my bank details for direct debit,all done over the phone.Gave them all my contact details..2 phone numbers,email etc. 7 days later,still no policy,no phone calls or emails...I thought as i hadn't…
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Do I need life insurance?
Hello wise people. When I bought my house I was told I needed life insurance to get my mortgage so I've been paying £40 a month for a few years. I have just seen something saying that as I am single and have no dependents I don't need to have it. Is this the case? I will be leaving my estate to my sister and nieces when…
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Car insurance no claims discount
Hi, I have two separate NCDs with two vehicles. I want to get rid of one vehicle. Can I alternate my two NCDs annually between the one vehicle to keep them active and preserve them both? Purpose being that if I had to make a claim on one, I could then switch to the more fruitful one the following year. Thanks
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axa 50% under insured by broker nightmare
hi ive been insured for the last ten years on a block policy for 8 properties through my insurance broker ,Last year due to the very hot year we had one of the properties subsided we had to put a claim in as the house was severly damaged ,axa have now informed us that there applying the average clause ,the broker has just…
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Life Insurance Advice
I am fast approaching 60 on a low income due to poor health, I don't have a funeral plan and was contemplating getting life insurance to cover funeral costs, I am finding it a bit of a minefield to be honest any tips on what to look out for would be appreciated. TIA Chris
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Life Insurance/Income Protection Insurance - buy through broker or direct?
We're in the process of buying our first home, and, as such, are currently looking at Life Insurance and Income Protection Insurance. Our mortgage consultant, whom we used to secure our mortgage, is able to offer advice on insurances too, and she has run a few illustrations. Her advice is to go with Aviva, as their…
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Claim Question
Hi, My partner had a crash last year whereas she was pulling out of a petrol station to turn right a car came out of the traffic and proceeded into the hashed markings and hit her. Naturally the other drive denied liability and her insurance initially offered 50-50 and then upped it to 80-20 however it was referred to the…
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Normal to pay for car insurance without being sent the policy?
No signed agreement. They want the person to send the money first. Is this normal?
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Cat N retention and DVLA for V5C Logbook
Hi everyone, Recently my used (but perfectly and briallianty working) car's offside wing mirror got destroyed in a hit and run, along with a few scratches. I filed a claim with my insurer and it got declared total loss Category N (uneconomical to repair). As I like the car and the only important repair is the wing mirror…
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Couples travel insurance
Is anyone aware where I can get couples travel insurance when i don't live with my partner? Group insurance is much more expensive but as my partner lives onsite at work and I live with my teenager, we can't live together. We can't be alone being in this situation. Any thoughts?
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Car Insurance - Payment not taken
I received a text message yesterday saying that my car insurance renewal payment had failed. I've got a new card on the account the payment was coming from, so no panic. Phoned and made the payment, insurance confirmed for another year. About 20 mins later i got a call from my insurer informing me that according to their…
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Saga Services
I have noticed a DD has gone from my bank account for Saga Services. I have contacted the bank and all they could tell me is the name and telephone number and email of a person at Saga. I have tried to call unsuccessfully and have emailed and yet no reply. I have not set p any new direct debits, I have checked car and…
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Car insurer increases premiums - incident no blame or claim
I have just been advised of an increase in premiums due to an incident a couple of days prior to my renewal. Basic facts:* I was stationary at a junction and was hit in the rear * There was no damage to my car .. not so the 3rd party driver who submitted a claim * Third party insurer admitted liability of their customer *…
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Breakdown Cancelled Question
If breakdown cover is cancelled...….. Does that mean YES to the question on car insurance, have you had any insurance cancelled or voided?
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Chubb Cancer insurance Question?
Anyone know why they would suspended their Cancer Insurance? I have been on this policy for several years, and they are still taking 14 pounds a month out of my account. I will have to get up in the loft to find the documentation. Will send them an email myself, just thought some clever people on here might know something.…
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legal fees claim
I'm trying to see if I can get my legal fees cover from my property insurance to cover the costs of taking a neighbouring land owner to court to make him comply with restrictive covenants that we hold over his property. The insurance co want a report from an expert surveyor to fully assess the claim; without this evidence…
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Personal injury on commercial property - need a solicitor
Hi I'm not sure if this is the right place. Please direct me if it is. I'm very nieve and new to claiming for a personal injury but this incident has been the worst experience of my life... I have been diagnosed with a permanent disability caused from an accident on a commercial property. I contacted the property and…
