Car Insurance - Payment not taken

k1875

I received a text message yesterday saying that my car insurance renewal payment had failed. I've got a new card on the account the payment was coming from, so no panic. Phoned and made the payment, insurance confirmed for another year.

About 20 mins later i got a call from my insurer informing me that according to their systems, no payment had been taken for my previous year's cover. Would i mind checking my account to see if a payment had debited my account and if so sending them proof ?

I've now checked my account and it does appear that they are correct, no payment was debited from my account.

Does anyone know where i stand if i refuse to pay this ? It doesn't take a genius to figure out what the insurer would have done if this error had come to light as a result of my making a claim...

[Deleted User]

You'd stand with additional fees being added, debt collection activities being started against you and ultimately, a CCJ.

I'd also start looking for a new insurer.

BoGoF

They will take legal action against you to recover last years premium so unless you want the costs to escalate I suggest you pay up. And you would be wrong on your thoughts that they wouldn't cover you if you had a claim.

You don't get a years free insurance because of an error.......on both your parts.