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Life insurance - Mental health
The birth of our first child in August has prompted my wife and I to look at life insurance. For my wife, no problems getting a good policy at a good price, however with myself I am struggling; I've suffered with various mental health issues for over 10 years and have had recent, multiple suicide attempts. I can obviously…
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Car insurance - phone - dashcam
I was driving home behind my work colleague (sara). Slow moving traffic, clear conditions. Sara stopped because she bumped into the car in front. It was less than 5mph impact. The driver of the car got out and started shouting at Sara, so I also pulled over. Sara's car is fine, no damage. The driver's car is also fine, no…
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Travel Insurance with Nationwide
I have travel insurance courtesy of Nationwide (we pay so much into our account each month and therefore qualify). I have two questions, the first is how long doess it usually take them to sort out a claim? I have had to cancel a holiday I had booked later this month because I am awaiting a medical procedure that I only…
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Admiral car quote - difference via Confused and MSE for same details
I ran a car insurance quote (via TCB) at Confused.com (£30 cashback via TCB). The top price was Admiral at around £505. I ran the same details with Admiral (via the MSE link as there is a £50 Amazon voucher). The quote came back at £610. Is this a thing? I was hoping it was the same or less (or at least close) via the MSE…
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Non fault car accident - same insurance company
I had someone crash into me a couple of weeks ago and surprise, surprise she's not admitting liability! She also is with the same insurance company as me and they seem to not want to do much about it! They just keep saying that until someone admits liability then there's nothing they can do. I haven't actually made a claim…
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Help with cancelled car insurance
Hello need some advice on my car insurance. I took car insurance out on Thursday night as was panicking i wouldn't have any for work the next day. I've been away over the weekend and come Monday i receive an email saying they have cancelled my insurance because they said i ran full quotes on two different job roles which i…
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should I claim? - tennants insurance
Hi - we've damaged the door in our rented house and need to get it repaired. I've had a quote of £150, which is only £50 more than the excess the insurance company would expect us to pay. should i claim through insurance, or just pay for the repair?
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Mackenzie Hodgson motorcycle insurance
Just a heads up for folk looking for motorcycle insurance ... avoid Mackenzie Hodgson Insurance. Mackenzie Hosgson’s sales team promised to call me back several times when I was looking for an insurance quote but never did, despite giving me a specific time .... Even contacting them online failed to get help so after…
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Property Insurance - whose risk is it if remedial works fail? The insured party or the insurer?
Please can someone explain the difference, if any, between an insurer paying a contractor directly (the contractor chosen by the insurer) or paying the insured party who then pays a contractor. I do not want to find mysef having to argue with the contractor should the work fail in the future and instead want to go back to…
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Cancelled black box car insurance
Hi, I am looking for some advice please if anyone is able to help. Ingenie have sent my daughter notice that they will be cancelling her insurance on 11th October due to speeding. It seems she was consistently going too fast in a 20mph zone on an evening. It’s her own fault and she knows it. She has had black box insurance…
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Private Hire Driver Insurance
[FONT="]I'm new here, found this site via internet search.[/FONT] [FONT="] [/FONT] [FONT="]I've obtained my PH drivers licence, and now require PH insurance, intend to work for Uber[/FONT] [FONT="] [/FONT] [FONT="]Lots of advertisements on the internet including comparison sites offering this cover,…
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comp rcvd from FSCS for Lamp insurance but already have credit card claim
Hoping I'm posting this in the correct place. I took out Lamp home insurance and the underwriters basically went bust less than 3 months after I took out the policy. I took the decision to set up a new insurance policy elsewhere as wasn't risking the house not being covered and I contacted my Mastercard company and got a…
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Home Legal Cover
Instead of taking my home insurances legal cover at around £30.00 per year I have found this company. https://memonline.co.uk/home-legal-protection-insurance/ They give stand alone legal cover for £12.99 per year. Anybody used them ?? Any thoughts on using them ??
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Lodger wanting contents insurance
Hi there, I returned to live in the UK last year and took out contents insurance in a hurry - I ended up paying a lot of money to Endsleigh as they considered me to be an insurance newby having been out the country for several years even though I've always had contents insurance and never claimed on it! I've also moved…
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Laptop Insurance or Extended Warranty Service
I'm in the middle of identifying which laptop I will buy. It will be a moderately expensive one with a fancy stylus for really good drawing capabilities. I want piece of mind in 3 years that the fancy tech in this machine will still work, or that if any of it starts to go sour, that I don't have to shell out £500 for a…
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First Time Buyer - Home Insurance Quote
Hello, I’m a first-time buyer so please go easy on me. My solicitor has said that they need to see a copy of my home insurance schedule (?) before we can proceed to exchange of contracts so it can be put on risk (?) from then. I am following the advice on this website, using multiple price comparison sites etc, and as…
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Car ins NCD query
Hi all My partner has just got rid of his van and bought a car. There is a claim still ongoing from March this year on the van insurance we have just cancelled. When he took out the new car insurance he declared no ‘no claims discount’ because of this. However, the van insurance has sent confirmation of 2 years NCD he had…
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Caravan Insurance in French Storage
We have a Hobby Caravan which we store in France, we are struggling to get Insurance does anyone have any ideas of where we could go to get this. We only require 3rd party.
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Motorway Direct Gap Insurance Problems
[FONT=Arial, sans-serif]Just wondering if anybody else has had experience of dealing with Motorway Direct for a Gap Insurance claim.[/FONT] [FONT=Arial, sans-serif]My car was recently written off through no fault of my own. The motor insurer (LV) were supportive, offered a fair valuation and settled within a week. Rolls…
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Historical movement and buildings insurance for house to purchase - what to do
I've looked through the old threads but can't find anything similar. We are buying a Victorian terrace from owners who do not have insurance (for religious reasons). Our structural engineer's report reveals some possible historical movement, perhaps requiring wall ties, but states the building is sound and does not require…
