We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
comp rcvd from FSCS for Lamp insurance but already have credit card claim
pamelab21
Posts: 341 Forumite
Hoping I'm posting this in the correct place.
I took out Lamp home insurance and the underwriters basically went bust less than 3 months after I took out the policy. I took the decision to set up a new insurance policy elsewhere as wasn't risking the house not being covered and I contacted my Mastercard company and got a claim back payment agreed by them and applied months ago (there was a post running a while back and others had done the same).
Thought that was that but I have now had a chq through the post from the FSCS as a refund of premium (50quid less than the credit card claim payment) and I'm not sure what to do with it.
if I bank it will I then be charged by my credit card company for the money they refunded?
Should I bin it or will the credit card company be looking for their cheque from FSCS and its come to me in error?
Not sure how this works?
I took out Lamp home insurance and the underwriters basically went bust less than 3 months after I took out the policy. I took the decision to set up a new insurance policy elsewhere as wasn't risking the house not being covered and I contacted my Mastercard company and got a claim back payment agreed by them and applied months ago (there was a post running a while back and others had done the same).
Thought that was that but I have now had a chq through the post from the FSCS as a refund of premium (50quid less than the credit card claim payment) and I'm not sure what to do with it.
if I bank it will I then be charged by my credit card company for the money they refunded?
Should I bin it or will the credit card company be looking for their cheque from FSCS and its come to me in error?
Not sure how this works?
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards