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vet failed to put claim in due time with insurance
Hi I'm not 100% sure if this is the correct forum so feel free to move if needed. The story: My dog has a lifetime insurance which renews yearly on June 20th. Last year in July he had a tumour removed which proved to be cancerous, he was refered for scans at a specialist vet and scanned clear; all this was paid upfront and…
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Getting messed Around Over Car Insurance Claim
Hi, My wife has recently been in a car accident. It was not her fault (she was parked) and the other drive has admitted liability. Damage to our car looks cosmetic and fairly minimal. The other driver initially offered to deal with repairs privately but I thought it best to go through the insurance in case we got messed…
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Home insurance
Hi, Need some info/advice please. This might be stupid questions but my ex used to deal with all these things. I've no knowledge about how it works. I've a separate building and content insurance which totalled about £580/year. Removing his name from the policies will increase the payment about £50 per year because he's…
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Buildings insurance
Hi all Hoping someone can help me here. I a property recently, which is a Victorian house converted into two flats. I am the freeholder of the building and the other flat is also owned but on leasehold basis. I had to arrange full buildings insurance for the whole building to allow the mortgage to go through. The flat…
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Home insurance legal claim
i had some work done on my garden in 2016 i have had problems with the work and the installer did not return to rectify when he said he would, June, i contacted my insurance and was told because the work was done before i took out their policy they won't cover the legal expenses and to contact my previous insurance as i…
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Travel Insurance
We've booked a £700 holiday for our son, daughter in law and granddaughter at a UK static caravan resort in July 2020, and we will be joining them in our touring caravan. The balance of the holiday must be paid 9 weeks before we go. If they cannot attend due to a valid reason (illness certified by doctor's certificate for…
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Building Insurance claim
I live in a flat and am the leaseholder. Last weekend rainwater started coming through a section of my bedroom wall by the window. I made the property management aware straight away and they did request a contractor. Who came on Tuesday. The workman told me that the gutter was severely blocked and hence rainwater…
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Insurance cancelled but still charged?
I have just discovered that direct debits have continued to be taken for home insurance that we cancelled last year. We did not renew and notified the insurance company. I’ve just checked online and we have no ongoing policy with them. Am I able to reclaim this money from them?
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Australia
Hi Son is going to Australia for a year working and travelling. He’s in his early 20s. What type of insurance does he need? Thanks
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Accidentally Insuring 2 cars with same NCB
Hello, long time lurker – first time poster. I have a ‘hypothetical’ question about No Claims Bonus (NCB) discount. As we all know you can only apply the years of NCB accrued on a policy to one vehicle at a time. So if I had accrued 14 years on Car A’s active policy and then purchased Car B, it would not factor into buying…
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Gold Car car hire
Hi all, I recently hired a car in Spain with Goldcar, as per numerous other trips over the years I took out fully comp car insurance separately with icarhireinsuance. On collecting my car nothing about insurance was mentioned, and a refundable amount was taken off of my card for fuel damage etc. When I get home the money…
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pippamdm
Huge hike in premium for Residential and Commercial property insurance this year: approx 70%. No reason given. Has anyone else had this problem? Any ideas why premiums have gone up so wildly?
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Legal cover on car and home policies
Every year when I renew my home insurance (buildings and contents) and I get to the questions about legal cover i think I probably have that with my car insurance and my legal cover via my union membership at work. I again "bought" it with my home insurance this year but now I am about to renew my car insurance and I have…
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Small Claims Court
Has anyone any experience / advice about making a claim against a third party insurance company for losses resulting from an RTA? Liabilty for RTA is not denied but losses are.
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Anyone like to recommend an insurer housing contents insurance
Just wondering if anyone has had really good experiences with their insurer as I'm looking for recommendations. Many thanks in advance.
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Can someone recommend a good travel insurance for the USA
Hi all, was about to purchase my medical insurance from Travelinsurance4medical, when a kind poster pointed me to the thread on Tif which they are part of. So, can anyone recommend a trustworthy travel insurance provider for pre-existing medical conditions please? Going to the USA
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Help - being asked to pay for a car accident 3+ years ago.
Hello My partner received a letter from a solicitor's firm that he needs to pay over £2000 for an accident that happened on 17th February 2016. He run at the back of DHL truck. The driver said that there is not any damage and that there wasn't any point of taking my partner insurance details. Because of that my partner…
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Car insurance: Admiral vs Aviva
Dear all, I am trying to get a new car insurance quote. Admiral and Aviva cost similar money. I have seen lots of negative reviews about Admiral but they have 5 Defacto rating. Same goes to Aviva. Not sure if any of these better than other. Please, share your experiences. Also, Elephant and Diamond cost similar money as…
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After subsidence, insurer no longer offers subsidence cover - WHAT TO DO?
Three years ago subsidence was diagnosed at the back of my house, probably ultimately due to a collapsed drain which had left substantial voids under the ground. The insurer appointed a loss adjuster, and grout injection was carried out in February 2018. Subsequent monitoring has indicated seasonal variation is still…
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Pet Insurance Claim Rejected
Hi all, Looking for some advice around a pet insurance claim I made that was rejected. I'd had Pet Insurance with Sainsbury's Bank since 2014 without making any claims. I changed provider in June this year to Animal Friends as they were cheaper. I took my (indoor) cat for a routine check up in April where the vet said he…
