Landlord Insurance

Hi All,

This is my first post and I'm not sure if it's allowed.

I'm due to complete on a buy to let property in a few weeks and need building insurance in place for completion. Is there any brokers who can message me for some details so I can get a quote?

Thanks for your help.

Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    wes001 wrote: »
    Hi All,

    This is my first post and I'm not sure if it's allowed.

    I'm due to complete on a buy to let property in a few weeks and need building insurance in place for completion. Is there any brokers who can message me for some details so I can get a quote?

    Thanks for your help.

    Try a local broker in your area preferably one that specialises in Commercial Insurance (Avoid Swintons) it can be handy to have someone to pop into and a good broker will explain the policy to you especially any restrictions

    Alternatively Direct Line have a good product
  • Presumably your mortage provider can arrange suitable insurance?
    Often worthwhile for the first year to take adavantage of that (although it may not be the cheapest solution), else your mortgage application may be delayed pending you getting insured.

    Of course, as the house will not be owned by you when you are seeking that insurance, most insurers will tell you to come back once you have purchased it.

    Hence my suggestion :)
  • ACG
    ACG Posts: 24,407 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    MaxiDoom wrote: »
    Presumably your mortage provider can arrange suitable insurance?
    Often worthwhile for the first year to take adavantage of that (although it may not be the cheapest solution), else your mortgage application may be delayed pending you getting insured.

    Of course, as the house will not be owned by you when you are seeking that insurance, most insurers will tell you to come back once you have purchased it.

    Hence my suggestion :)

    Personally I would just ignore this post.

    I would go with dacouch, find a local insurance broker (not swintons). Most mortgage brokers could help with this, but to be honest, we have access to about 5 companies and the prices will be fine. But most mortgage brokers offer house insurance as a service rather than it being central to their business where as an insurance broker, it is all they do.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MaxiDoom
    MaxiDoom Posts: 3 Newbie
    edited 22 October 2019 at 10:53AM
    ACG wrote: »
    Personally I would just ignore this post.

    ...

    Personally I would just ignore this arrogant user only interested in self promoting their own business.
    No1 on my list. Congratulations! :cool:
  • cajef
    cajef Posts: 6,283 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 22 October 2019 at 6:38PM
    MaxiDoom wrote: »
    Personally I would just ignore this arrogant user only interested in self promoting their own business.
    No1 on my list. Congratulations! :cool:
    Not sure what your problem is as you appear to be editing all your posts as you do not agree with any others points of view, as regards to your comment about the above poster they have made many thousands of helpful post on these forums, if you note their signature as a mortgage adviser they have MSE permission to give advice on these forums but have never tried to promote and gain business as that would have their permission revoked.
  • ACG
    ACG Posts: 24,407 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    MaxiDoom wrote: »
    Personally I would just ignore this arrogant user only interested in self promoting their own business.
    No1 on my list. Congratulations! :cool:
    Read my post.
    I am saying I would use an insurance broker NOT a Mortgage broker.... I am a Mortgage Broker.

    I am doing the complete opposite of what you are saying I am doing :rotfl:

    I called your post out for what it is (in my opinion), wrong. I generate quotes for a lot of our customers before they own the property. No need to make it personal, I might be a little direct at times, but we are all adults.

    I come on this forum to help people, not to generate business. We have been turning away new business for the last 2 weeks because we have been run off our feet, yet I have still been posting.

    Not that I need to explain why I am on here, but when I was starting out, this forum was a great website to help me learn about real life examples rather than what was in the books. I used to go off and research them myself even though they were never my customers. I am giving back and I expect nothing in return.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • wes001
    wes001 Posts: 9 Forumite
    First Anniversary First Post
    Thanks for taking the time to reply and point me in the right direction ACG.
  • silvercar
    silvercar Posts: 49,162 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Simply Business and Alan Boswell are 2 brokers that I've used in the past, both specialise in this area.
    I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
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