We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Exchanged on house & planning building work. Best Insurance co?

catmulogen
catmulogen Posts: 125 Forumite
edited 22 October 2019 at 9:02PM in Insurance & life assurance
Hi

Just exchanged on a house and hoping to apply for planning permission to do 2 storey extension as soon as we are in. Most polices are asking if there's any work in progress (not yet). One, so far, has said they couldn't offer us cover if we were planning work.
Another one has said i'll need to go back to them once PP has been given and then it will go to their underwriters. I'm assuming this is the norm as they won't know what work has been approved? Worried though, that they might say no to cover or, may make the premiums massive! (and I won't be able to get cover anywhere else as work is planned).

Could anyone recommend a company they have used in this situation please?

Many thanks
Life's too short for wasting on ifs and might have beens...........

Comments

  • SonOf
    SonOf Posts: 2,631 Forumite
    1,000 Posts Fourth Anniversary
    Hiscox and NFU are both considered qualify providers that take on unusual properties or issues and will make individual underwriting decisions based on information supplied.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.