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Car Insurance cheaper without first name Mohammed
While getting quotes I realised the insurer was quoting me about £50 more when I enter my first name (Mohammed). If I have just my Middle name (which I'm known by) and Surname then it's cheaper. Wondering if anyone knows where I'd stand if I took out a policy in my Middle and Surname? Would my Insurance policy be valid?…
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Possible subsidence & insurance
My house has developed cracks throughout one side. A structural engineer has confirmed that these are caused by subsidence. The next step is to have a ground investigation performed where trial pits are dug around the house to test tree roots and soil make-up to determine whether underpinning is necessary. I have told my…
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After some advice on Insurance payout
Hi guys thanks for reading. Last June I had a motorbike crash, crashing head on with a car, I think I ended up writing his car off. I wasn’t driving dangerously it was just a genuine accident, to which the police agreed, and I admitted fault from the start. About a month after the crash I believed the claim to be settled,…
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Nationwide flex AC Travel insurance
I just happen to know that Nationwide is not issue a hardcopy of travel insurance anymore. They just confirm on the phone when you call them. There is not any email confirmation either. What happen to the person who need to apply for a tourist visa the travel to a science visa. The embassy will need a confirmation in…
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Critical illness insurance
Was looking for some advice please! We took out life / critical illness insurance with our first mortgage 15 years ago and stupidly didn’t realise that it only runs with the term of the mortgage. So I have a few questions 1- can it be extended? 2- my husband was diagnosed with pulmonary sarcoidosis, health deteriorating…
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Animal Friends payout issues
Hi all, It’s my first post and unfortunately it’s a complaint! My beloved cat was under the weather so I booked him in at his usual vets. He hadn’t eaten for a day and I wasn’t aware of him drinking so I was quite worried. When I got him to the vets he’d lost a considerable amount of weight and he was becoming dehydrated,…
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Is there any point claiming for an old TV?
My 6 year old daughter has accidentally broken the screen to my plasma TV and now it's dead. I purchased it about 8 years ago for approx £1200 and am wondering if it's worth claiming on my old for new insurance? Not sure how insurance works for tv's really, do they look at the original purchase price or the TV spec? I…
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Insurance have undervalued my car following write off - how do I proceed?
I was involved in a no fault-claim where the third party hit the back of my car whilst I was stationary in traffic. My insurer, Admiral, stated I can claim through them or through Auxillis given it is a no fault claim. They made the decision to go with Auxillis more attractive as I would not have to pay my excess, my…
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Am I covered for theft by deception? M&S Home Insurance
Last month I sold an expensive item on EBay, which I thought I'd received payment for, but only after posting did I realise that the payment notification email I'd received was actually fake and not from PayPal. I tried to get Royal Mail to stop the delivery but they said they couldn't intercept the mail, so it was…
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Has my late father-in-law been mis-sold life assurance?
My late father-in-law has been paying into a Life Assurance policy since November 1998 - £34.26 twice yearly (£1,300 plus paid in) - as he told us, this was to cover funeral expenses on his death. My husband (his executor) has contacted the company to advise of his death in order to claim the amount now due. He has…
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Insurance for a lease car
My husband's lease car was written off last month (not his fault). The insurance company have paid the value of the lease to the lease company. The car was worth £28000 but the insurance will only pay out £21000. He's been left hugely out of pocket for something that wasn't our fault. This wasn't detailed anywhere in our…
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Barclaycard accidental death benefit insurance
My husband and I have held the above policy for +/- 20 years which provides us with £75K should one of us die due to an accident at a cost of £20 per month. However we have just received notification that the provider can no longer provide this cover. They are giving us until the 30th June 2019 to make alternative…
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Can I cancel car insurance before the insurance company does?
Long story short, I'm with carrot insurance and I'm tearing my hair out with them. I've fought continuously with them but enough is enough. They sent me an email today stating that I did not comply with their conditions (I did) and so in 7 days time, my policy will be cancelled (On 17/12/2018) My question is, if I cancel…
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Insurance and David Wilson Homes
My Brother and Sister in Law have just purchased a new home through David Wilson in Ashbourne. To speed up the process they were advised to use their Solicitor and Mortgage Provider, which they did. The Mortgage has all been accepted and they are due to complete this month. However, the mortgage provider now tells them…
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Car Insurance Claim - after buying new policy
Hi, A week ago, I had a bump on the last day of my policy. I had already paid for a new policy with a different provider. If I make a claim on the old policy, will I have to pay a surcharge on the new policy even though I have already paid for it? Thanks
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Very minor bump in car, then they had accident!
Hi, Two weeks ago I had a very very minor bump in my car. I hit the back of another car at literally 0.5-1mph. No damage at all - not even any minor scuffs etc. We were both fine with it & exchanged phone numbers just in case. Got a phone call yesterday from the guy saying that he was calling just to let me know that he's…
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Building Insurance for Empty property
Does anyone know roughly how much it'll cost to insure an empty property? I looked online and most quotes cover empty up to 30 days but I am looking for something up to a year possibly with no visits in between.
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Save money - ditch the bike!
Received a renewal quote on Home Insurance from Nationwide BS (Royal & Sun Alliance) last week. Unimpressed that the cost had gone up 8.7% (£22) on last year.Looked at Price breakdown and saw Bicycle Cover was £5.17. But I don't have a bike, so I phoned and asked for a quote without bike cover. Result? The price went down…
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Car Insurance - Who Had the Accident?
Hello! I hope you can help. We are just in the stage of renewing car insurance. In April this year - a car drove into the side of our car. My husband was driving. I am the named policy holder so I reported it - and it was all fixed. We were not held at fault and our no claims was sustained. In terms of doing new car…
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Seeking advice: stolen car damages property and car
[FONT="]Hi All, I’m hoping some fellow members on the forum will be able to provide some beneficial advice about an incident that occurred 3 months ago which is still ongoing. Apologies in advance for the long thread. Please see below details of the incident:[/FONT] [FONT="] A car pursued by the police crashed into…
