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Car accident
My car was hit while parked, I was not present but the guy that hit my car came and told me it had happened so fair play to him. He was using a company vehicle, now his boss is saying that his insurance can't be claimed against and I need to claim off the drivers own personal insurance. I don't think the driver has the…
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House Insurance Conditions
Any Building Surveyors around? Conflicting thoughts, who's correct? Situation is a bungalow left unoccupied for several months in winter. Standard brick construction with insulated cavities, double glazing etc and about 12" loft insulation with all mains water and central heating pipes between ceiling and insulation, no…
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Panicking about recent insurance claim
Hello. I was travelling home from work on Wednesday evening and hitbintona concrete pike and wrote my car off (my fault and no other person involved). I contacted my insurers straight away (1st central finance) and explained what had happened. An hour or so later I received an email telling me that I need to have commuting…
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Storm damage to fence not insured by John Lewis
We had some strong winds overnight that tore down the garden fence on two sides. The fence itself doesn't look too bad, however there are 5 vertical supporting struts that have snapped at the base. The struts are on our side. I am insured (or so I thought) with John Lewis and have their premium policy, including garden…
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Medical insurance
hi Hi Does anyone know which is a best value for money medical insurance ? I have been with Bupa for past 20 years but now that I Have retired they seem to be putting up my premium by nearly £1800 per annum every year. That's only for me a single premium. I don't wish to be without medical insurance so wonder of any other…
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Car Insurance - 2nd car
My mum is letting me have her Skoda Octavia, however the cost of the insurance may make it a no go. I'm the main driver on our car insurance policy so I have the 'No Claims' discount. Direct Line have informed me that I can only use my 'no claims' on the one car. My partner is a named driver on our car so does not have any…
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Premium loading for the claim that never was.
Hi Guys, need some advice. My current car insurance is too expensive, so MSE found one much cheaper, but there are a couple of issues. First, the quote given includes introductory discount. Ok, I'm all in favour of discounts, but they won't tell me how much that is, so I don't know how much my premium will rise next…
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car damage - what to do/
my car got scratched / keyed outside my home. Would the police get involved if i report this as this is vandalism, i know there are shops camera on my road or would they see this as a minor issue for the insurance company?
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17 year old car insurance
I want to add my son to my insurance policy but they don’t insure under 21s Is it best to have: Any driver insurance Named driver insurance Separate driver insurance Do i cancel my policy? Plus do i have to tell insurance that ive just got points added to my license? Thanks
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Arrrgh! House insurance doesn't cover 1+ acre but doesn't say so anywhere! (Policy Expert)
Hi all In the process of moving house and getting home insurance quotes. We got a great price with Policy Expert and were just checking the finer details before giving them the thumbs up ready for when we exchange. But we were left with a couple of questions and so gave them a call to discuss. It was all going very well.…
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Lapsed MOT and structural damage insurance claim
Hi all, apologies if I'm repeating content from other threads but wanted to get all my facts straight in one place. I had an incident in my vehicle (no other parties involved) which resulted in bodywork and structural damage, sufficient enough that the opinion of 2 different body shops and a garage are that it would likely…
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On insurance comparison sites do you class property as semi-detached when it's only the garage wall?
Semi-detached when it's only the outer garage wall as opposed to a house room wall feels unfair? One site I used classed it as link-detached but can't remember which site that was and haven't found it in recent times? How does one propose to get this term used for those circumstances or would it not make much difference…
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What type of buildings/contents insurance to use when your offspring lives in a property you own?
I'm asking this on behalf of my Mother. I live in property owned by her that she inherited from her Mother when she died. I don't pay rent but I look after all her affairs - financial and all property maintenance and purchases etc. I do earn income from my own property where I used to live but I've moved near to her to…
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Life Insurance Policy and review
I have a life insurance policy which I took out in 2001 for £224k life cover cover for myself and my wife (at the time to clear the mortgage) and have been paying £33 and £11 per month for my myself and wife. The FSA I used at the time no longer represents Legal and General and they have written saying they want to…
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Before-the-event legal insurance
Hi all, Can anyone recommend a good before-the-event legal insurance provider? I'm mainly interested in the clinical/medical negligence cover? I've decided that one simply cannot rely on the Parliamentary and Health Service Ombudsman for any hint of justice (I have had numerous overwhelmingly negative experiences with…
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Travel Insurance policy issued in wrong name
I booked travel insurance for my mother but the policy is in the wrong name. I don't even know how it happened. The travel insurance company will not re-issue a policy in her name and I can't cancel the policy despite her not travelling until May next year. Can anyone give me advice what to do please? I have tried Resolver…
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Buildings and Contents renewal...
My renewal is in and I haven’t changed my insurer in years so I’ve used a comparison site....my insurer has said to contact them if there’s any changes...and there are a few...but it still won’t be a great reduction....I know policies taken as a new customer attract great discounts, so here’s the question. If my insurance…
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Seeking advice: car hire excess nightmare (claims & refund)
I'm hoping someone might point me in the right direction with this, as I've found this site so useful over the years (so thank you all who contribute!) I recently hired a car for 4 days in Mauritius. The company was Royal Car Hire but the actual site I used to find the car was through Economy Car Rentals. I purchased a…
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Aviva to launch monthly 'subscription' insurance service - but how does it stack up? - MSE News
Aviva is to launch a new 'subscription-style' service that allows you to pay monthly for car and home insurance and guarantees existing customers won't be penalised for their loyalty. But while the service will be much more flexible than normal insurance, other policies may still work out cheaper - here's what you need to…
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Cheapest Car Insurance for 17 year old girl
My daughter padded her test today, but getting herself insurance is proving to be a challenge. They either will do it for £1500 up front or the cheapest monthly one we've found is just under £1900. Can anyone recommend a good insurer that might be cheaper please? TIA
