Before-the-event legal insurance

MrHeisenberg

Hi all,

Can anyone recommend a good before-the-event legal insurance provider? I'm mainly interested in the clinical/medical negligence cover? I've decided that one simply cannot rely on the Parliamentary and Health Service Ombudsman for any hint of justice (I have had numerous overwhelmingly negative experiences with them).

Sincere thanks in advance.

agrinnall

If you've had "numerous overwhelmingly negative experiences" then you either have significant medical issues already that insurers won't cover or you are at frequent risk of injury, which you might be able to find cover for but with your record I'd imagine it's extremey expensive. Insurers will not cover events that are expected to happen, which is what seems to be the case with you.

MrHeisenberg

agrinnall wrote: »

If you've had "numerous overwhelmingly negative experiences" then you either have significant medical issues already that insurers won't cover or you are at frequent risk of injury, which you might be able to find cover for but with your record I'd imagine it's extremey expensive. Insurers will not cover events that are expected to happen, which is what seems to be the case with you.

Actually, this type of an insurance is usually a bolt-on to contents or motor insurance. The fee is fixed.

I'm afraid I don't consider your post very helpful at all.

lisyloo

I use this company who are experienced and regulated by the FCA.

http://memonline.co.uk/home-legal-protection-insurance/

I dont know whether medical negligence is covered (it’s not stated).

Agrinnall’s post is correct to say that pre-existing problems will general not be covered insurance.