Is there any point claiming for an old TV?

carl_conway

My 6 year old daughter has accidentally broken the screen to my plasma TV and now it's dead.

I purchased it about 8 years ago for approx £1200 and am wondering if it's worth claiming on my old for new insurance?
Not sure how insurance works for tv's really, do they look at the original purchase price or the TV spec?
I don't want to phone the insurance up to find out as I suspect they would just put my premiums up even if I don't claim.
Any advice is greatly appreciated.

Nasqueron

Premium will go up if you claim, question is how much it will go up for 3-5 years vs cost of new TV.


You could do some dummy quotes online without your real details with and without a claim to get a rough idea

Aretnap

New for old works on the basis of getting a replacement of equivalent spec - not the same purchase price. So the equivalent of a TV that cost £1200 eight years ago would doubtless cost less than that today. I'm not particularly up on expensive tellies, so can't really say how much less.

Yes if you inform the insurer they will likely make a note of the loss and you will have to declare it on future applications, even if you end up not claiming. So it's worth being as sure you can be that you want to claim before contacting then.