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Guaranteed funeral cover?
Hi All, I have an incurable illness and 2 small children. I am on the look out for a policy that requires no medical questions and doesn’t exclude an existing conditions. I found (and have) a policy with Promis Life for £20k cover after 12 months. Does anybody know of any others on similar terms please? I am likely to have…
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Neighbours fire spread to mums shed
My mum owns her old council house but the house next door is still council run. at midnight last night the fire brigade woke her up ( she is 80 so a bit deaf and a big shock) and told her the shed was on fire. The neighbours have been cutting down the conifers all summer and now they had dried out decided to burn them.…
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car insurance
Hi My car insurance expires at the end of July. I have used this sites guides for the last 2 years. Im never sure what add ons to take with the policy. Im fortunate that I have a low yearly mileage (3500 a year) and only need social domestic and pleasure cover. I only ever take fully comp insurance. My car is valued under…
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Car Insurance Claim / Accident Repairs
A few weeks back our neighbour reversed into the back of our car (Audi A4). They informed their insurance company who agreed to supply us with a courtesy car while the bumper and one rear light is being replaced. A company from Manchester took our car away. Voicemail last week saying it would be ready by the end of that…
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Auto renew car insurance
My car insurance renewal was due 3 months ago and I took out a new policy which I'm very happy with. Whilst doing a check of my bank statements this morning, I've realised that I forgot to cancel my old policy (auto-renewal, paperless) which I'm paying by direct debit. I realise this is a stupid oversight on my part! Can I…
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Free Motor Legal
Morning everyone I was just shopping around for a cheap motor legal policy as mine is now up for renewal and came across these guys (Freemotorlegal) https://www.freemotorlegal.co.uk Has anyone had any dealings with them? I can't really find much online. I got stung last year by not having any legal cover with my car…
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Annual travel insurance
Help The wife booked a holiday and annual travel insurance starting when we go on holiday, but we had to cancel as daughter broke her arm week before going and doctors said she can’t fly the insurance company is now refusing to pay out as start date is the day departure, if this was single trip cover we would of been…
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Quote Me Happy Proof of NCD - Document Password Protected
Starting to feel desperate about this! I cancelled my Quote Me Happy car insurance and my new insurer has requested proof of NCD within 14 days. I can still login to my Account on Quote Me Happy web site and click View document - this opens Adobe which requests a password to view the document and it does the same if I…
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ins claim fiasco can i claim
Hello my wife had an accident suffered head injury police said just give this number to them they can get report. my wife unfortunately called to give them the Number... what follow was this guy on phone kept wife on for an hour. she was in tears just asking if she could give them accident number off police. he kept asking…
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Do i need to pay excess if third party claims and its my fault?
said his happy to go through insurance if i don't pay £600 in damage. If he does go through Insurance what exactly will happen? Do i need to pay excess? -This is my first year of my insurance and im paying £1300 i was hoping by next year it would go down. If my no claim bonus goes (if he claims) wud my insurance go up or…
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Medical Insurance while at USA University
My son is about to start a 4 year university degree in USA. Any advice on where to look for good insurance and what type to get. the way i'm thinking at the moment is to get single trip cover for a year and then then repeat. Annual "multi-trip" cover appears to limit the cover in any one location for a specific number of…
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Life insurance after abnormal smear
So heres the low down , I already have life insurance in place that was set up before my abnormal smear. So it is not a pre existing condition. I now need new life insurance as I have moved house and need to increase my decreasing insurance . Does anyone know of a insurance company who actually understand an abnormal smear…
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Cancer insurance after genetic screening.
I'm a man who's been identified as positive for a mutated BRCA gene. This puts me at greater risk of certain cancers than the general population. There exists a thing called "The concordat and moratorium on genetics and insurance". The ABI website states "This has been in place since 2001 and it specifies that a customer…
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Learner Driver Car Insurance
I've read on the forum pages about Veygo (by Admiral) as an option for cheaper, flexible car insurance for learner and newly qualified drivers (i.e. those have recently passed driving test), but they don't provide cover for Northern Ireland drivers. Is there an alternative company that offers a similar product for NI…
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Legal liability vs tenant's liability
Hi, Being new to the UK, there is a part of UK contents insurances I don't understand. They seem to offer legal liability and tenant's liability. But doesn't tenant's liability fall under general liability anyway? For example, Nationwide's contents insurance says: Legal liability. We cover your family’s legal liability: •…
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Admiral Car Insurance
Hi guys, Just hoping for some advice. I am in the unfortunate position where I have had 2 claims in the past year (also my first year of driving). Both were non-fault; one theft of vehicle and one where an uninsured driver drove into the side of me and was found to be at fault (MIB refunded my excess and admiral have…
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Does an inaccurate house build date invalidate insurance?
I am trying to buy home insurance and can't find the house build date information anywhere - will putting a wrong date invalidate house insurance? I don't know how they would know find out this information though if I haven't been able to find it in any title register, deeds, surveys, seller questionnaires etc. Just…
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Have I left it too late?
To get more life insurance? I had MRI end of June to rule out (or in I suppose) MS Only insurance I have is something taken out when we got a mortgage 12 years ago and is decreasing (term?) each year. Is it too late to get something extra?
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Saga arrangement fee
Car insurance renewal time! Got a Saga quote online, quite good. Thought I would ring them as the quote should be on their system. The preamble to the call mentioned a £25 arrangement fee. So decided to carry on the online quote, got quite a way through it but nowhere was the extra fee mentioned. My question is, is the fee…
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Bad Start with Saga Insurance
I took up an offer with Saga for home insurance. I received an email from them saying that I needed to download my documents and check them by logging in to their website "My Saga". When you try to do that, it tries to verify your email account before letting you in. Well, repeated attempts to do that result in nothing…
