Auto renew car insurance

ilovesunshine

My car insurance renewal was due 3 months ago and I took out a new policy which I'm very happy with. Whilst doing a check of my bank statements this morning, I've realised that I forgot to cancel my old policy (auto-renewal, paperless) which I'm paying by direct debit.

I realise this is a stupid oversight on my part!

Can I still cancel my old policy? I realise I may have to pay an admin fee and I'm not looking for a refund on the direct debits I've paid as it's my own oversight.

Any advice would be great!

Quentin

Of course cancel the policy! You can usually always cancel a motor policy!


Explain what happened, send them proof of your dual cover and ask or a refund - costs nothing to ask!

Harveysandhu

If my insurance was going to auto renew but had previously paid by Amex and therefore needed to confirm my payment details.  Can they still charge my if they auto renewed but without my payment details

forgotmyname

No idea about Amex but with my Debit and Credit cards payment has been taken without
me having to give the company the new card details.

eddddy

Harveysandhu said:

If my insurance was going to auto renew but had previously paid by Amex and therefore needed to confirm my payment details.  Can they still charge my if they auto renewed but without my payment details

I'm not sure why you say you'd need to confirm your payment details - is it because you have a new card and/or card number?

The insurer would almost certainly auto renew, and if they couldn't take payment from your card, you would owe them the money, and they would chase you for it.

If you didn't pay what you owed within the 'grace period', they'd probably cancel your policy for non-payment. (It's not good to have a cancelled policy on your insurance history.)

Obviously, it's better for the policy holder that they renew the policy and give you a 'grace period' to pay - instead of leaving you unexpectedly uninsured.