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Granny annexe & home insurance
Hello, Looking for some advice on Home Insurance relating to a Granny Annexe. We have built a Self-contained granny annexe in our garden for use by family only (it will never be let due to the planning permission given and it is classed as part of our property), it is separate from the main house with its own front door,…
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Proof of No Claims (New Policy)
Bit of a weird one... I bought a new car insurance policy with Admiral which came into force a few days ago. I used Martin's method, and got what I think is a decent price. I paid for the policy in full and got documents as PDFs. The one weird thing is that they've not asked me to prove my no-claims bonus (3yrs). Can they…
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Mortgage/Life Insurance
I'm hoping you lovely lot will be able to clear up what google has confused me with. Back in December my Fiance and i bought our first home, and we've dragged out feet getting an insurance policy to cover the mortgage should something happen to one of us. I read somewhere that these policies should really be written "in…
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Car Hire Excess Insurance
Hi all, I was hoping someone can help with the excess insurance question. This August my girlfriend and I are going to France and I wanted to hire a luxury car for a few days. Excess for this type of cars is normally €10k. I have an annual insurance from iCarinsurance, but it covers only £6k max (less than €7k). Tried to…
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Home Insurance: 50K Cover? No!
Hi guys, I am currently paying under £11 a month for 50K Home Contents insurance cover. I don't need this: no garage, no garden, etc. Standard policy, blah, blah, blah. I am thinking of forgetting about it. I have the cash to pay if the worst happens. Hubby worries though. Questions: Am I paying about the right amount? Are…
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Would this qualify as 1 years no claims?
I had a crash in may 18 that is likely to go 50/50. So i will loose my no claims. My insurance is due for renewal in march. So if i stay with my current insurer until 1 year after my crash .. will i be apply to apply 1 years no claims to my new insurance? Will it be valid. £1000 difference in price
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Car insurance renewed without renewal invite or confirmation of renewal.
Hi all, Just looking for a bit of advice on where i stand here. Initial disclosure: my policy was a 10 month policy with Admiral and i should have been aware of the renewal date. Its been a bit of a hectic year and, due to some rubbish maths on my part, i thought my renewal date was in early August and not June. As a…
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Insurance claim & medical report
Hi, My partner was in a car accident and he's supposed to be getting physio for his injuries via a company that his insurance put him through to. The medical report said his expected prognosis/recovery period was 12 months. The company are now saying the reason for his treatment being delayed (about 2 years now) was…
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Pay Annually with l&G?
I seem to have spotted that paying for my income protection and my life insurance with cic (both currently with L&G) annually saves my 4%. Is this true and worth it? Both policies equate to £704 annually paying monthly at the minute...
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Fibromyalgia life insurance incapacity claim
I was diagnosed with Fibromyalgia earlier this year and have been under both NHS and private continual medical care since then. I am really struggling to maintain my 30hr week job and would like to know the likelihood of a successful life instance claim, under the incapacity criteria. My policy is with Legal and General…
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Jewellery insurance valuation too high?
I bought an engagement ring from a shop in Birmingham for £2100, and when it arrived it came with an insurance valuation from the jeweller. At first I thought great this will be useful to have in case I ever need to claim, but thought it sounded a little high. So I dutifully rang my insurance company to get it added to the…
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disputed accident
Hi..I have this issue with my car insurance company: I had a accident in January and aldo was very clear that I was not at fault the other driver sad that I am at fault so this accident is disputed. Now my insurance company agree with me based on my evidence but they say that the insurance company of other driver does not…
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Vitality Health Insurance
Has anyone been with them or currently with them? I really like their idea of trying to get people to be more active but I read some reviews about them on TrustPilot last night and wasnt too impressed. Anyone have any thoughts on Vitality? Thanks
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Breakdown cover for car
Hi, can somebody tell me if i get break down cover with say action-call.co.uk and i get cover "for the vehicle" (not personal cover) Does that mean, i can only get roadside recovery assistance if im driving that particular car? Or does it mean whoever is in my car at the time it breaks down can get roadside recovery? Or…
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House Insurance Talents.
Hi, I wanted to know in a house insurance claim do the talents get paid out separately ? (Mum living with son (aged 32), insurance under moms name).
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Any car insurers who ignore no fault, no claim incidents?
Hi everyone. Car insurance up for renewal. Promotion at work and another year of no claims, so was expecting cheaper than last year. My renewal price was £900, £100 more than what I pay now, so headed over to price comparison. Managed to find a £400 deal, but remembered that I had two minor no claim, no fault, no damage,…
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M&S Bank home insurance customers given vouchers - and then told not to use them - MSE News
M&S Bank has apologised after it sent customers who renewed their home insurance £40 worth of vouchers - only to then say they couldn't use them...Read the full story: 'M&S Bank home insurance customers given vouchers - and then told not to use them' Click reply below to discuss. If you haven’t already, join the forum to…
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estimated price of my car for insurance
Does anyone know if it matters if you give a guesstimate for themarket value of your car to your insurer? I drive a 13 year old Ford Fusion 2 and have it estimated as a £1000. My new insurer said it makes no difference to my premium if I was to increase this to £1500 or so.
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What Is A Special Condition
Having saved myself a large sum of money by comparing my car insurance I am trying to do the same with my Buildings and Contents .Presently I am with Direct Line and 4 years ago they upped the excess for claims due to water damage following a couple of claims which I made after there was a water leak from the flat above…
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life asurance prudential
can anyone help us with my friends husband died last year and she recently found a prudential life assurance policy of which he paid from 1971-1976 and when she contacted prudential they sent her a cheque for £85 this doesnt sound right surely after 42 years it would be worth more than that ?
