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Life insurance proc fees
Hi, I've dealt with mortgages and various insurances over my working life but never been involved with Life insurance or Critical Illness. Does anyone know the procuration/commission levels on a policy which would be around £40 per month over 30 years? Somehow the thought of going through a comparison site and getting…
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Breakdown Insurance
Beware of buying breakdown insurance through car insurance. I was sold European cover with the RAC through OneCall insurance. This looked cheap at £85. When I cancelled my insurance they did not warn me that I would also lose the RAC cover. The RAC do not consider you a member and so will do nothing for me.:(
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I want by NCB back!
Hi! In 2012 I had full No Claims Bonus, "over 9 years" it said on my policy. We sold the car and we decided not to replace it, we live in London with frequent local buses and tubes, we travel free of charge, we used Uber for short trips, we rented a car whenever we needed to travel or we went by train. I didn't stop…
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Over 50's life insurance or high interest account
Hi I'm 50 in January and was planning to open an over 50's life insurance account due to medical issues. But reading a few opinions aren't really that good. Both my partner & I, not married, we're considering opening a high interest long term savings account just for funeral costs. What would be the best option. We have no…
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Fridge freezer insurance
Hi looking for a little help, basically my fridge freezer packed in last week paid 199 pounds up front with insurance for a company to come in and fix it, which they did, think it cost a lot more as compressor had packed in, been messaged to call them urgently as I think they'll either want more money or another 175 pound…
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Central Heating Cover =£53.00 per month
Yes, that's the next year's cost of covering our CH system. Where can I get a better deal?
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Should I buy travel insurance through tour operator?
I wouldn't normally ask this question as I know the answer is no, but this is slightly different. It's a 10 day escorted rail tour to Italy with a company called Rail Discoveries, staying in 4 different locations. They recommend their Specialist Rail Holiday Insurance and describe it as 'tailor made with rail holidays in…
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Car Insurance for UK driver with second home in Europe
Hi All I live in the UK (just moved back here on retirement) but spend 4-5 months a year in Switzerland where I have a holiday home. I travel back and forth for short and sometimes quite long stays and need advice on a good insurer that will allow me to be abroad for up to 90 days at a time. All suggestions most welcome!…
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Do I have to pay public liability insurance?
I own a flat purchased through a housing association and pay a monthly service charge to the factors for things such as painting, landscaping, etc. On checking my most recent invoice from them I can see that they have now invoiced me for public liability insurance. My question is, should I be paying this? Surely as I…
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Car insurance mid-policy charges
Hi Everyone, I'm after a bit of advice please. I have my car insurance with LV. Today, I used the online chat to let them know I've changed my address. I moved 60 seconds down the road from my old address (which is 60 seconds further away from the nearest town that could be considered remotely dodgy - it's a lovely area).…
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Cheaper Life Insurance
Hi, I have been paying a joint life insurance policy that we took out when we got our mortgage. It is with Vitaity. I pay about £70 a mom that’s for both parties. Is this expensive? What should I be paying roughly? I don’t have a clue and when look at comparison sites you have to pay a fee. Tanks, regards Tracy
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'Admin' fees & cancelling car insurance policy
Hi, I've registered and come here for some advice regarding cancelling my car insurance policy and so called 'Admin' fees. My insurer had sent me a renewal notice with the price of the premium, they then contacted me via phone to discuss it etc. At the time their renewal price was the lowest I could find so I decided to go…
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Mazda 1st and Car Hire Charges
Just after some advice / assurance. My good lady was involved in an accident which was not her fault (other party have already accepted blame) last November. As part of the service she receives from Mazda she was advised to deal direct with Mazda First who assured us they would handle everything and even provide a courtesy…
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Aggressive behaviour from the claimant
Hi everyone Need your kind advice on the following. I park my car on the side of the road in front of my house with my neighbour's cars in front and back of our car. It's usually a very tight parking and require multiple forward and backward manuvoeres to get the car out every day. Now 2 days back, I was taking my car out…
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Unoccupied building insurance
Hello - hope someone can assist with this please: I have just bought a farmhouse with an attached separate cottage annexe and another separate building containing two derelict cottages and a storage barn. All the properties need some degree of refurbishment work, and I will not be living there meantime. None are furnished.…
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Home Insurance Claim
Hi everyone I recently moved in with my girlfriend and yesterday we added me to the home insurance, along with my laptop as a specified item. I am type 1 diabetic and had a hypo earlier today, fell down the stairs and now my laptop is completely ruined. I understand the insurance people will be suspicious but surely they…
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New Driver - over 50 insruance
Hi, I'm a new driver over 50 (52) and wondering what is the best to hope for car insurance for basically a new driver of mature years. Thanks in advance :)
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Hastings Direct - Took money despite not having permission
Hastings Direct were informed in advance and in writing that we did not wish to renew with Hastings Direct and that we withdraw our permission for Hastings Direct to withdraw money using any previous payment method. Below is a summary of events, quotes are extracts from written correspondence. 09/07/218: “please do not…
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Life insurance or funeral plan?
Hi, I'm 46, single and children have moved out, I want to put something in place for when I die, no one is relying on my income but I would like to leave something for the family, can I get a life insurance and if so what do I look for? or can I just pay into a funeral plan so they don't need to worry about that later on?
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Travel Insurance What Does Cancellation Cover Mean?
We are going on holiday in a few weeks and are looking at insurance. One problem we have is we care for my elderly mother and if she was to fall ill we would possibly need to cancel the holiday. Would cancellation cover pay out in such a circumstance? Or does it only apply if the holiday is cancelled by the operator etc?…
