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Medical Only Travel Insurance
Hello All, I've got an AMEX card which gives me travel insurance with it, but not for pre-existing conditions. Can anyone recommend a product that would only cover the pre-existing conditions? Or only cover medical? I tried to ask AMEX if I could pay a supplement to get pre-existing conditions covered and they said no. My…
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Need URGENT help
Hi everyone. Not been here in a while and my son is in a desperate situation. If THIS POST IS IN THE WRONG PLACE,i'm sorry but i'm panicking for him. Yesterday morning whilst my son was at work, a pipe burst in his loft. The bathroom ceiling and wires have collapsed, the bathroom floor has let water through the bathroom…
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Insuring a propeety I don't live in
My mum passed away in March and my sister and I now own the property (not in our names yet but being sorted). The buildins insurance is due for renewal. My mothers husband lives at the property and we have told him he can stay there for as long as he wants. Current insurer can't renew the insurance as they can't put it in…
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Auto renewal car insurance refund
Hi guys, About this time last year I took out a new insurance policy for my car with General haven't not realised my Tesco car insurance was about to auto renew. At the time I was going through a highly stressful time in my personal life and missed the fact I had actually paid twice to insure the same vehicle especially…
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Holidaysafe charge
Hi there, I tried to purchase annual travel insurance from Holidaysafe. The website stated there was an error when I had put my card details in and confirmed, and that I may have been charged. I had been charged - around £48 - but received no insurance. This was two weeks ago and Holidaysafe have refused to refund me the…
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BUPA Health Insurance - Can it be a pre-existing condition if it wasn't diagnosed?
Hello there, I took out BUPA private health insurance a year and a bit ago. I hurt my back tripping over and I think I'll need physio I want to claim for. I took out the insurance as I had leg pain two years ago that a specialist attributed to something unrelated - and it took me ages to get seen, so I thought I'd go…
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Insurance for thatched end of terrace
Trying to get insurance for thatched end of terrace we want to buy but so far getting nos including NFU. Current owner in Greece so can't find out who insures them but does anyone have any ideas - thanks.
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What insurance do I need for an extension?
Hi As above, what insurance do I need to have to cover myself and anyone I may employ to undertake 2 extensions (single storey, detached bungalow with PWA (within 3 metres)), one startining this week and hopefully one in November? Key information is that I've notified current Home and Buildingg insurance company but they…
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Insurance setup and amendment charges
I just got a car insurance with Hastings which I found on comparethemarket. Unlike when I got home insurance I didnt get a phone call or anything after I applied for the insurance to confirm all my details. I got a letter and an email to query one detail, which I replied to clarify. I have now had another email a month…
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Refused critical illness cover due to misdiagnosis? What can I do?
Hi, Back in Oct 2012 I had a 2 short spells when my vision was blurred when I woke up for up to 30 min at a time. I was sent to Opthomologist. He could not find anything. Sent me for ECG which came back fine too. That was end of the story. I was under impression that everything is fine because no further tests were…
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Tyre and alloy insurance
Hi there Does anyone know of a good insurance company for tyre and alloy insurance that will offer you 30days after you have bought your car? I got mine on 31st May and had been ill only now getting round to it.
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income/unemployment protection insurance advice
Advice wanted please i am married with two kids now and have a beagle street life insurance policy to cover paying mortgage in the event of death. however i am now thinking to get more cover long term cover to cover long term illness or unexpected unemployment etc. what are the best options? so i can keep up with mortgage…
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Driving other car with owner's permission - which insurance deals with claim?
In a hypothetical situation where I am using another car with the owner's permission and my insurance says I can do that, plus the car is also insured by the owner; in the event of a claim by a third party, would it go through my insurance as driver or the car owner's insurance as being the car's insurance? If it would be…
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Beware cashback
I did a MoneySupermarket house buildings & contents insurance quote. PolicyExpert came out cheapest at £134. However I noticed TopCashBack were offering £70 cashback so I went to the site via them instead. I gave the same answers to the questions and this time it was £232! So I returned to MoneySupermarket, linked through…
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Lost ring
Hi all, So the mrs has lost her eternity band. She’s come back from shopping and thinks when she swapped the shopping bags to her other hand it’s come off. Looking on the home insurance we have personal possessions cover up to £5,500. The ring cost was £3,200 back in 2009. I have proof of purchase and everything I didn’t…
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insurance for childrens workshops
can anyone recommend an insurance company that insures for childrens activity workshops. tried Morton Michael are there anymore?
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Elderly lady misremembered accident details
Dear MSE Forum Members Please could I have your advice re car insurance for an old lady. She is 70 and is able to drive quite well, but historically her paperwork was handled by her husband, who has now passed on. She has recently bought a new automatic for driving comfort. While getting insurance for her new car, she…
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Business Insurance
I was wondering if anyone could help. I was self employed but have recently been injured, and as a result will not be able to work anymore. I currently have business insurance with Hiscox and they sent me a renewal premium. I decided to speak to someone to advise of my injury and that this insurance was no longer required…
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Car hit by an ambulance, how to claim?
An elderly friend’s car was damaged by a private ambulance when parked on street in parking bay on 1/June. She was not there, a hand written note was left on her windscreen admitting the liability along with a contact telephone number. When she called, the person who answered her call said they knew about the incident, he…
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Intelligent Insurance - tell us your thoughts
Hi folks, Did you use/contact Intelligent Insurance? If so, we'd love to hear your feedback, such as: - How did they help you? (do you usually find it difficult arranging cover for your home) - Were they competitive? - Your overall experience Thank you, MSE Tony