Lost ring

pieceofcandy

Hi all,

So the mrs has lost her eternity band. She’s come back from shopping and thinks when she swapped the shopping bags to her other hand it’s come off. Looking on the home insurance we have personal possessions cover up to £5,500. The ring cost was £3,200 back in 2009. I have proof of purchase and everything

I didn’t specify the ring though so where do I stand?

Thanks

Tim

Faith177

Do you!!!8217;re policy documents say if there is a single article limit and does it say if you have personal possessions away from the home?

pieceofcandy

It just says personal possessions £5,500

Nothing else??

pieceofcandy

There is no specified items insured in the home or away.

But I can!!!8217;t find if it!!!8217;s included in the !!!8216;personal possession!!!8217;??

pieceofcandy

Sorry above post has gone weird

Basically even though it!!!8217;s not specified in the home or away is it covered under personal possessions?

Think that!!!8217;s my question!!!

I!!!8217;ve told her no more shopping

kazwookie

Ring up your insurance comany and ask them.

pieceofcandy

I take it it’s not black and white?

I haven’t claimed on a contents policy before

DCFC79

pieceofcandy wrote: »

Sorry above post has gone weird

Basically even though it!!!8217;s not specified in the home or away is it covered under personal possessions?

Think that!!!8217;s my question!!!

I!!!8217;ve told her no more shopping

Its a forum issue affecting those on iPhones I believe.

pieceofcandy

If I ring and ask will they charge me?

FutureGirl

Personal Possessions covers you for losses outside of the home.

If the item is not specified, then the single article limit for valuables will apply.

EdGasketTheSecond

I think you'll need to report it missing to the police and get a number from them. Otherwise everyone would be at it; saying they lost their expensive ring and taking £3K off the insurers.