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Medical Only Travel Insurance

Hello All,

I've got an AMEX card which gives me travel insurance with it, but not for pre-existing conditions.

Can anyone recommend a product that would only cover the pre-existing conditions? Or only cover medical?
I tried to ask AMEX if I could pay a supplement to get pre-existing conditions covered and they said no.

My concern would be, would a 'medical only policy' cover you for cancellation etc. in the event of a medical situation, or would it only cover pre-existing / medical conditions whilst away? (I suppose that's down to the policy wording!).

If all else fails, it's only about £50 a year for travel cover which includes it all...

Thanks for ideas in advance!

Best,

A
Better to keep silent and thought a fool than to open your mouth and remove all doubt.

All views expressed here are my own and do not represent those of my family, friends or employer.

Comments

  • lisyloo
    lisyloo Posts: 30,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    would a 'medical only policy' cover you for cancellation etc.


    Not usually.
    Medical costs are usually in a seperate section to cancellation/curtailment, but of course you can check the policy wording.

    If all else fails, it's only about £50 a year for travel cover which includes it all...


    That sound very good if it includes your pre-existing condition(s).
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