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Stolen motorcycle
Maybe someone here has some experience in this subject. My bike was stolen, insurance company payed the claim, clame closed, end of story. But they kept deducting the monthly payments from my account. I thought it's not ok to pay the insurance on a bike I don't have anymore - common sense - so I cancelled the direct debit.…
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Car Impound insurance not stated in the road traffic act 1986 & 1988
Hi good folks, please advice , as i am in a dilemma here . On the 4th of July around 9pm, I was called by Essex police that my car had been impounded as it was being driven by uninsured car repairer which i explained i wasn't aware of neither did i give him permission to drive the car but repair it as it is a salvage car…
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Income Protection Insurance - Redundancy Cover
I have insurance cover for loss of employment. Whilst insured with another company a settlement payment received from my former employer did not impact the deferral period. I am now insured by a different company. this time the deferred period has been extended taking into account my notice period. (Deferral period 30 days…
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Hastings Direct - Refused insurance because of my occupation.
Insurance refused by Hastings Direct because of occupation. There is some advice on the Hastings Direct website entitled “How to get cheaper car insurance”. I wish I had read this advice before applying to be added to my partner’s car insurance policy with Hastings. I would have realised the importance of the questions…
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Wine on wall - How to claim
Hi, Yesterday, I opened a bottle of sparkling red wine and there are now lots of red wine stains all over the wall. I tried to remove them but it looks like the only way will be to repaint it. Is it something I can claim on my contents insurance? It includes renter's liability and personal liability. If so, should I…
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Return of premium life insurace
Im 26, just wondering if this is worth it? Seems a rather sound investment since you cant really lose out financially. If so, can anyone reccommend anywhere that lets you take this out as I cant find anywhere to do a comparison, it seems like most sites are the ones which give you a call back and I dont want to give…
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Age UK insurance - better options?
I'm in my 60's and now live in sheltered accommodation. Last year I took out contents insurance with Age UK, having previously been insured by Halifax for years. As yet, I haven't needed to make a claim with Age UK, and the process of taking out insurance with them was easy enough. All the same, I wondering what people on…
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eSure wont pay full repair
Hi All. I am not sure where to go hence my post. I had a leak which came through my downstairs hall ceiling, a hole was made from emergency plumber who couldn't find the cause however he advised me to stop using the en suite shower above it and also the shower in my bathroom as it could be from either of them. I spoke to…
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Do I need life insurance if my pension pot is big enough?
Embarrassingly, I only discovered today that on death, my pension pot is giving to my family/estate in some capacity. Assuming my pension pot reaches a similar level to my life insurance pay out (£150k in this case), is there any real need for the life insurance? In my case, I'm only insured privately for £150k - enough to…
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Other cars in household question
I am about to buy and as soon as I have bought it I anticipate to sell my current car within 1-2 weeks. In the car insurance quote there is a question asking if there are any other cars in the household. Should I put yes there and then ring the insurance people as soon as I have sold the car to say there is only one car…
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Personal injury claim after bump
Recently myself and my partner were involved in a minor collision whereby a parked car at the side of the road pulled out without looking and hit the passenger side of my car, scraping and denting both passenger side doors and the rear wheel arch. He admitted fault and we have an independent witness who got it all on…
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School device insurance
Hi, Can anyone recommend insurance for children’s phones, tablets and laptops travelling to, during and travelling home from school? Thanks
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Travel insurance query
I booked a holiday several months ago and took out travel insurance. My wife and I have several medical issues which were all fully declared and accepted by the insurance company. Two questions asked were . 1. Any joint replacements 2. Anyone on waiting list for future operations. With reference to q1, my wife had…
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insurance-flat roof
Goodmorning, Wanted to ask if anyone knew about the insurance rates on houses with flat roofs, maybe there isnt any? we are having an extension done and its time for the roof, plans are for a pitched roof but struggling to find a roofer that isnt charging the moon...looks like might have to go the flat roof route, was…
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my parked car hit 3rd party denied liabilty
hi is as the tittle reads, my car was parked in works car park and one of my colleges came in to let me know it had been hit by some guy in a van, my boss and a warehouse guy witnessed this guy hitting my car and the guy flat out denied it even though I can see where he hit my car and he has damage on his van, I…
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Insurance for accidental damage holiday accomodation
Do I need insurance for accidental damage for a holiday Cottage I've booked for a week in Wales. Sykes Cottages insist that I need this at a cost of £10 and they are trying to sell me travel insurance for £60.
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Travel insurance - inflight injury
My mum is currently on holiday in Greece and whilst on the plane caught her freshly made cup on tea on her tray and tipped it over herself at the start of the flight. Now I don't know the full details, only that she was treated with ice packs - the indident has resulted in serious 2nd degree burns on her upper and lower…
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Personal injury claim advice
I am submitting a personal injury claim following a car accident. The third parties car insurance has admitted fault and have also offered to assist with the personal injury claim- would you use them or would you use an external company? It seems odd to use the company you are claiming against or is there a benefit to…
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Claim or not to claim (Got protected no-claims)?
Hi all. My wife had someone drive in to her car when she wasn't there. Had it looked at by a friend who repairs cars and he quoted £400 cash in hand or approaching £800 if through insurance. My wife rang her insurance (Endsleigh) about her excess. It's £250 for accidental damage, No excess for malicious damage, £250 Fire…
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Car insurance quotes.
Hi all. I'm in need of advice regarding car insurance. I've been driving 2 years. I had 1 years NCD. Last year someone wrote my car off and my insurer wouldn't Insure me on my new vehicle so I lost 6 months NCD. I got paid out through 3rd party insurer and insured my car through a different insurer (was a bomb due to…
