Wine on wall - How to claim

kielo

Hi,

Yesterday, I opened a bottle of sparkling red wine and there are now lots of red wine stains all over the wall.

I tried to remove them but it looks like the only way will be to repaint it.

Is it something I can claim on my contents insurance? It includes renter's liability and personal liability.

If so, should I contact the insurance before I hire a painter or after?

Thanks

PasturesNew

It's a bit of red wine on a wall.... tin of paint and a brush £5-10. No need to hire a painter, you're not going to do "a thoroughly good and thorough 2-3 coats and undercoat with cutting in" on it - just dab away at the area with one coat and that should be it (no particular need for the edges as it's not 20 year old paint that'll stand out as different).

No need for insurance..... your excess would be more.

Personally I'd have another go, first, at cleaning it off, using microfibre cloths and 3-4 "ways to clean..." suggestions from the Internet.

csgohan4

you could save a lot of money and do it yourself, and you will save on contents insurance renewal as you won't have a claim on file.


Not to mention you will likely pay an excess which is likely the cost of a paint can

dunstonh

Do you have accidental cover?
Is the cost of repainting going to be that high vs the excess and increased premium due to claim?

DCFC79

I take it the stains are on the wall because the bottle was pointed towards the wall, I always try to open sparkling outside so it doesn't create a mess.

lisyloo

As others first try cleaning tips from the internet, then paint.
Your excess, plus penalties for claiming will outweigh the cost of the job.
If you can't do the painting or some reason e.g. you are physically unable, then it still might be cheaper to pay an odd-job man or perhaps younger member of your family to do the job than claim from the insurance.


BTW - insuance might send in a professional cleaning company rather than painter anyway.

kielo

Thanks for your answers. This isn't my flat and I'm not a very good painter so I prefer to let a pro do it.

I will see how much it costs and decide whether to claim or not based on that.

P.S: I tried to delete the stains using various methods I found on the internet. The only thing that worked was Flash Magic Eraser. Unfortunately, it worked too well and also removed the paint.

Ms_Chocaholic

It's really simple to do, even though you say you can't paint, it's not a difficult job.

csgohan4

I find youtube as a good resource for DIY.


Don't forget claiming on your insurance means your premiums will be increased for a set period as you will deemed higher risk

lisyloo

I'm not a very good painter

You're not being asked to do the mona lisa :-))
Im finding it hard to see how you could wrong with a roller.
The only issue I would see is matching.


But still I think a pro may be cheaper than an insurance claim.

csgohan4

To be fair on the OP, painting was a new thing for me, took me a while to get used to it and find the best roller and paint for the job to reduce splatter, make sure you get dust sheets unless you don't mind replacing the carpets as well