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Insurance for accidental damage holiday accomodation

haze3358
Posts: 1 Newbie
Do I need insurance for accidental damage for a holiday Cottage I've booked for a week in Wales. Sykes Cottages insist that I need this at a cost of £10 and they are trying to sell me travel insurance for £60.
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Comments
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we have a holiday home which we rent out in Florida, if a guest causes some damage due to an accident we just except that part of running a business, if it malicious damage then that another issue0
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