Other cars in household question

Mishomeister

I am about to buy and as soon as I have bought it I anticipate to sell my current car within 1-2 weeks.


In the car insurance quote there is a question asking if there are any other cars in the household.


Should I put yes there and then ring the insurance people as soon as I have sold the car to say there is only one car that I currently have?


Or is it possible to avoid the hassle and possible expense for the insurance amendment by stating there is only one car in the household?
Or would I by doing so invalidate my insurance?

huckster

Question is asked because you may be driving other cars and so may other named drivers on your policy.

You will need to continue Insurance on the car you are selling, unless you SORN it and keep it off the road.

Why not speak to your Insurance provider to find out best option. Perhaps you change car on policy and also retain temporary cover on the car you are selling for relevant period.

Mishomeister

huckster wrote: »

Question is asked because you may be driving other cars and so may other named drivers on your policy.

You will need to continue Insurance on the car you are selling, unless you SORN it and keep it off the road.

Why not speak to your Insurance provider to find out best option. Perhaps you change car on policy and also retain temporary cover on the car you are selling for relevant period.

My understanding behind the reasoning of that question is if you drive other cars you are less likely to have an accident on the subject car.
So by saying this is my only car I am not disadvantaging insurers in any way?

Nebulous2

Why are you getting a new quote? Is your policy up at the same time?

When I've done this I've changed vehicle with my insurer, told them what I was doing and taken temporary additional vehicle cover on my old car. Costs were modest, around £20 for the extra cover but they would only allow a short period - around 10 days from memory.

Some situations a web form just doesn't cut it. It's better speaking to a human being.

lisyloo

My understanding behind the reasoning of that question is if you drive other cars you are less likely to have an accident on the subject car.

That was my first thought, but do bear in mind you might be able to drive other cars on THIS insurance (called DOC or "driving other cars").
In that case they are disadvantaged.