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Life Insurance with Chronic Illness
Hi all, Hoping for some advice here. I've never previously bothered with Life Insurance. Thus far it's just been me for the most part looking after myself. However, I'm getting married later this year, and children will no doubt follow shortly after (9months after the Wedding if the other half gets her way!!). She earns…
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Insurance cheaper for certain email domains
I read on the link below that car insurers generally charge £30 more to people who put their email as Hotmail Vs those that use Gmail: https://www.express.co.uk/life-style/cars/910479/car-insurance-email-address-gmail-hotmail/amp I presume because different ages use different providers So I was wondering if anyone can shed…
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What insurance do I need
Hello there Just reviewing our life insurance and I think we need more cover than we have but just wanted to clarify before I started to get some quotes. We currently have a joint policy for life cover which is in line with our mortgage and the amount decreases as time goes on. I am thinking we may also need critical cover…
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Dual cover, from same company!
Anyone had success claiming back insurance payments? I've just noticed I've two home and contents policies covering my house from the same bloody company! I'm guessing it's been since our mortgage change a year or two ago as one has interested parties as our old mortgage company and the other one our current.
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Learning About Insurance
Hi, I am hoping to become an underwriter in the future and I am trying to find some literature on insurance, the majority of my knowledge is personal motor insurance however I would like to improve my general knowledge especially commercial, liability etc. Are there any books or articles etc than anyone can recommend?…
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Interest on Direct Debit
Is it legal for a company to charge interest on monthly direct debit payment for insurance premium. I am being charged 19.6% for paying my car premium by monthly direct debit. Any advice will be appreciated.
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Income protection for 48 year old skateboarder!
Given up waiting on my husband outgrowing his skateboard...now looking for income protection against injury and illness. He is a self employed painter and decorator when not whizzing down hills. Any advice on suitable policies hugely appreciated.
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Insurance for a learner driver
Hi, my Daughter is buying her first car, she hasn't yet passed her test, but hopes to do so within the next 3 months. Can anyone recommend a policy that would cover her to drive the car with myself or a family friend accompanying her. I've tried several companies including Aviva. Ideally we don't want to have to pay for a…
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Not renewing Insurance fee £55
My car insurance with Quote Me Happy runs out next month. I have gone online to ensure the policy is not renewed as otherwise its renewed automatically (i.e. cancel the policy) as this years quote is to expensive. They have said there is a £55 fee for this. Surely that isn't right ?? Thank you for any help
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Return of premium life insurance
Hello! I would appreciate if someone can give me a few examples which insurers offer return of premium waiver? Thanks
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Early Payment Warning - Policy Expert Home Insurance
Just a bit of a warning for people who have Policy Expert Home Insurance and I am not sure whether other insurers are now doing this. When I received my renewal notice, I like others, did the usual and looked around for other quotations before committing to staying with Policy Expert or going some where else. In the past,…
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Any insurers allow keeping policy after passing test?
Just helping my daughter renew her insurance on her car on her provisional licence. The cheapest policies through comparison sites (even with me as named driver) warn that they will be cancelled as soon as she passes her test - with a far from generous pro rata refund. Does anyone have experience of good insurers who allow…
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I found an item I claimed for
I found my watch that I lost and claimed for back in 2011. I want to do the right thing and contact the insurance company to let them know and repay any monies claimed. But, I’m worried they’ll take the item from me (it’s from my dad so don’t want to lose it) or be charged a fortune above what they gave me for it. Any…
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Post Office - We guarantee to beat your home insurance renewal price by at least £50
Has anyone actually used the Post Office "We guarantee to beat your home insurance renewal price by at least £50" offer? My renewal quote is £168. The Post Office want £361! I don't mind spending £361 as long as I get £243 back as promised
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Mobile Phone
The display of my Windows phone is faulty. I do not remember dropping it and it is not physically damaged. I discovered the fault when I was at the gym. I use to have Mobile Phone insurance with o2, however I cancelled it last year when my contract expired. I believe I have mobile phone cover as part of my home insurance.…
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Healthcare Income Plan (Equity and Law and then some!)
I have an old policy which has been with Equity and Law, Friends Life and now Aviva since 1991. It is set to mature in April this year. I originally was advised to take it out alongside an endowment mortgage. My understanding was that I paid in and if I got sick, I could claim back and if not then I would get a lump sum at…
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House Insurance
Is it possible for someone to get home insurance if someone living in the property has a fraud conviction?
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currys product insurance
have insurance with currys retailers on a product that broke down a few years back and was replaced. Thought the insurance after the claim would have been cancelled. But when checking bank details seen the payments still being made tried to find out if replacement item was now covered with this insurance. told no. Didn't…
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Travel Insurance Question...can't get my head round this.
Can someone help clarify something for me. A family of 4 (Mum, Dad and 2 kids) are going on holiday with, and paid for by, Nan. The holiday is booked on line, naming all 5 persons travelling. Mum pays the deposit at time of booking, but Nan then rings to pay the full balance. The family already have annual travel insurance…
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Will storage
Hi can anyone help? Been a year since husband and I did our will. The solicitors have written saying we now have to pay for storage of £48 for a year. Is it advisable to do this or do people normally store at home? Thanks
