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Early Payment Warning - Policy Expert Home Insurance

Just a bit of a warning for people who have Policy Expert Home Insurance and I am not sure whether other insurers are now doing this.
When I received my renewal notice, I like others, did the usual and looked around for other quotations before committing to staying with Policy Expert or going some where else. In the past, I have always carried out this activity about a week before the insurance expires. However, this time around, I didn't, and as it happens, the renewal quote was cheaper than anyone else, so just decided to let it auto-renew when it became due on 30th January. So imagine my surprise when the full amount was taken from my bank on 27th January. Fortunately, I had funds to cover it, and, more importantly, I hadn't gone with another insurer.


The renewal letter did advise me at the bottom of the letter, and I quote, "We will automatically renew your policy**, by taking payment in the week before your policy expires from card number ...........
** Please note that if we are unable to collect payment from you, we will not be able to renew your policy"

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