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currys product insurance

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have insurance with currys retailers on a product that broke down a few years back and was replaced. Thought the insurance after the claim would have been cancelled. But when checking bank details seen the payments still being made tried to find out if replacement item was now covered with this insurance. told no. Didn't cancel payments to find out more on whether I can ask for the money back as insured item was written off and have been paying the premiums monthly from then. I thought after written off insurance payment would end.
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