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Aviva Amazon voucher
Hi could someone please help me i took out joint life insurance last year in september for myself and my wife and used to link for taking out the policy i would get a Amazon voucher i think it was for £75 after making my 5th monthly payment this months feb payment will be my sixth but havent not heard anything about my…
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Personal Injury Claim advice
I hope this is ok to post here but I'm just after a bit of advice....bear with me this might take a while!! In May last year I was involved in a car accident in which a car went through a red light and I hit him. They admitted fault straight away and my car was repaired through them quickly. As a result I suffered quite…
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Combing insurance
I bought my 1st house a year ago and obviously had to get buildings insurance for the 1st time. Its now up for renewal and I wanted to combine the 2 policies as my contents insurance runs from 1 May. The company in question says I can't combine the policies so I am paying more for seperate policies. Are they right & can I…
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Home insurance and subsidence
Hiya, When we purchased our house we were aware it had subsidence but the previous owner was having it repaired. It didn't need underpinning just a drain repair. We really struggled to insure it due to it being unoccupied as well. We recently changed to Halifax insurance as they supply our mortgage and said as long as it…
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Home Insurance - Specified Items Value?
I have a piano, the value of which exceeds the single article limit of most insurance policies. Prior to this year I have managed to find home insurance with a high single article limit sufficient to cover it, however this year I can't, so will need to list it as a specified item. The issue is I don't know how I should…
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Life insurance - losing anything going through a broker?
Hi all, As part of my mortgage review I'm probably changing life insurance policy as well. What I wasn't sure of was losing out in things like cashback or other benefits that I might otherwise get. I checked the proposed insurer recommended by the broker doesn't seem to be on cashback sites anyway but just worried I could…
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Who is covered by a Home Contents policy?
I'm comparing insurance at the moment as it is renewal time, and suddenly wondered if our adult son's belongings are covered? What made me think about it is the option to have more than one policy holder. I naturally add my husband on the basis that if necessary the insurance company will deal with him if I should be…
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Declaring claims on old house for new build
Hi We're moving to a new build in the summer. We have a couple of buildings and contents claims on our current property. Will we need to declare these claims when insuring the new build? Are they claims against the property or us? Just asking as we want to be legal! Also may claim for some storm damage that the lovely…
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Researching contents insurance for rented property
Hello, I'm just looking for a bit of guidance as a first time contents insurance buyer for a property I'm renting. I've looked on the main comparison websites (and big independent providers) and there are a couple of providers that seem to give pretty reasonable cover for between £70-90 pa with a £200-300 excess, which…
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Signed for neighbour's parcel, then burgled
Hi! New to the forum and hoping to get some help with a bit of an unusual issue. While me and my partner were on holiday last week, our house was broken into. Looks like they were after the car keys, but didn't find them as I keep them hidden. They set the alarm off and were in and out within 30 seconds. On the way out…
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Car insurance
Hi I recently changed my car insurance provider I went on a comparison site and got a cheaper quote so I went with them I paid on line as I avoided added charges I then checked my bank and they had took an additional charge on top of the car insurance I called and queried this and they said it was an admin fee :mad: this…
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Home insurance/Emergency cover
Got home to find a couple of tiles missing off roof - we are going to use the emergency cover from our bank cards, but do we need to inform the insurer, as its a different company?
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Does the value of a claim affect next years premium?
Hi, I'll try to keep this brief. New driver has as at-fault accident. Scenario 1. They only claim to have the third party vehicle repaired. (£2000 repair costs) Scenario 2. They claim to have both vehicles repaired. (£4000 repair costs) A year later new quotes are sought. Would there be any difference in premiums between…
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Car insurance
Hi I'm a young driver who was taking some time out after uni and therefore unemployed. Coupled with my poor postcode, this led to a typically astronomical car insurance premium which I am now paying Admiral monthly. I have since moved back into work and have obtained quotes from other insurers that would save me over £1000…
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RAC Breakdown mid year cancellation
Hi Has anyone else tried to cancel their RAC breakdown cover (mid year) and been told they would forfeit all the pro-rata return premium if they did so? There are 7 months remaining on the policy and this is what I have been told. This is not to be confused with an admin fee for cancelling. Any input greatly received.…
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Travel insurance if critically ill
Any advice on this? Girlfriend has terminal cancer and we want one last holiday with the kids but can't find anybody to ensure her...
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Unemployment insurance and probationary periods
Hi, I have recently purchased a house and also started a new job. My new job has a 2 year probationary period. Is it possible to find unemployment insurance that will cover me during this 2 year period? I've had a look on the internet and can't seem to find any answers, and most policy documents I've looked at don't seem…
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insurence
I would really like some advice, on the 17th of August 2016 I reversed into a garage at snails pace a gentleman inspected the damage and checked it operated ok and seem ok so I left no details were exchanged and I did not report it to my insurance as there was nothing to report. Monday 20th feb 2017 I received a bill of…
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Car Insurance-Non accident accident
Hi all, I got my car insurance renewal through, it was £360, when I went online I found cover with the same company for £180. I called them as I had to cancel the automatic renewal, but didn't mention the online quote. He asked why I was cancelling and I said it was too expensive. He said it was probably because i'd…
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Tracking life insurance policies
Does anyone know how you can find if someone had life insurance policy and if so how too. A relative recently died and I'm trying to help her children to see if there are any life policies to cover the funeral expenses. I think they might have had an Old co-op one but haven't got the policy?
