Home insurance and subsidence

RNR2709

Hiya, When we purchased our house we were aware it had subsidence but the previous owner was having it repaired. It didn't need underpinning just a drain repair. We really struggled to insure it due to it being unoccupied as well. We recently changed to Halifax insurance as they supply our mortgage and said as long as it has been clear for 3 years they would cover us. We want to shop around for deals is this something other insurance companies offer?
Thanks

paddyandstumpy

You'd need to ask each insurer, very few will allow it online, and those that do should be avoided!
L&G used to allow it where it was over 10 years prior, not sure if that's currently the case.

You're in a limited market, most will steer clear.

EdGasket

Since we had subsidence repaired, I haven't been able to get insurance with anyone other than the company that we were with at the time of the claim but now at a massive cost! Any house with subsidence is best avoided but too late now I guess.