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Brand new car - value to insure it for?
Probably a REALLY stupid question but this will be the first time I've had a new car - I've only bought second hand before. When getting car insurance I normally put down the replacement cost as the value. Eg our outgoing Mondeo is currently insured as £5k because that's what it'd cost to buy a like-for-like replacement at…
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no fault claim
Hi, I was involved in an accident yesterday. Its no fault as the other car ran into me. When I reported it, the insurance asked me had I any accidents in the last 5 years. I said only a no fault one 3 years ago. They said this wasnt on file - so I assumed I had it wrong and said it must have been longer as I would have…
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if bad weather prevents you from going on holiday, can you claim?
Hello, if bad weather prevents you from going on holiday, can you claim? For example, we're planning a half term holiday in the sun. We live in London and the only place that we can fly there to is from Manchester, so if there's heavy snow which forces us to cancel the holiday, is there a chance that with the right cover…
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When did my Insurance start?-GOOD NEWS UPDATE-
Late last year/into new year,we had a house extension,which included fully integrated kitchen appliances. We ordered and paid for the Wickes kitchen in November last year,it was installed in January,and we moved back into the house (and using brand new kitchen)in May. The weekend that just gone,the washing machine broke…
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Issue with Admiral Law claim - not answering phone or emails
Just over two years ago a claim was made in my name with Admiral Law following a car accident. Around May I was contacted by Admiral Law to say that the claim was close to being settled but I should not accept as they did not believe I was being offered enough compensation. I told them I was hope to accept and just wanted…
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Car insurance cancellation refund
Hello everyone. I recently passed my driving test and my mother wanted to add me to her policy as an additional driver. However, upon calling the company (Privilege), we found out that is not possible until summer next year. She would like to move companies after finding a company happy to insure me and her this month, but…
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short term house ins
hi all is it possible to insure your propery short term i am looking to insure my house for two month while waiting for the sale to complete if so can anyone recomend a company thanks.
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Aviva Car seat nightmare!!
Hi, I've been a very unlucky motorist of late. About 3 weeks ago I was hit from behind at t junction. The person who hit me was insured by direct line. Direct line have been great...they arranged for a hire car and replaced the 2 car seats I had in my car. No problems and have now written of my car sending me money...a…
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Declaring Anxiety on Travel Insurance
Hello all I'm going on holiday to see a university friend in Brazil, figured I should buy travel insurance just in case. When I go to declare an existing condition: anxiety, suddenly the premium goes up by £110! :eek: I've read around a bit and people are saying to declare it in case I make a claim, however, if this claim…
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Income protection - how do I get it?
I want to purchase income protection but it seems it all has to be done via a financial advisor. I have looked on unbias but I don't want to pay an ridiculous fee just for someone to tell me which policy to get. Do some work on commission / get paid by the companies to recommend? Or can I get the insurance myself?
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Buying building insurance for exchange. Should I get something temporary?
Hi everyone! I searched and read through some of the old threads and understood the reason for buying insurance for exchange. I searched for quotes and they seem to be affected by the kind of locks and burglar alarms. I am planning on upgrading the security and adding alarms etc to the property. If I get a policy right…
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Whiplash claim timeframe?
I was involved in a car crash in September and sustained whiplash confirmed by a&e and insurance assigned physiotherapist. So far I've had six weeks of physio and am still in pain (I've come off my painkillers several times and had to go back on them due to flare ups), the medical GP for my insurance who I saw last week…
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insurance problems...please help
in July 2016 i started my second year of my bike insurance (piaggio fly 125) with no claim made on previous year. however in October 2016 my bike was stolen, I reported to the insurer, they started a claim, but because the bike didn`t had a big value @£500 i decided to cancel my claim thinking that if I will do this, the…
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Pet Insurance
This is my first post so bare with me, my husband took out insurance for our dog but when recently she needed xrays I checked and realised he had only insured her up to £2,000 per condition. We could not up the insurance as it would be an amendment and would not be covered if there was anything wrong, xrays have come back…
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Car Insurance options for young Triplets
My Triplet daughters are about to turn 17 and are driving me mad as they are so keen to drive as soon as possible. I have read the young drivers guide but does anybody have any advice on the best approach for trying to insure 3 at once? Are there any recommended brokers that specialise in young drivers and multiple births…
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Car Insurance Minefield??
Good afternoon everyone. I've been trying to do something that I thought would be simple, but it appears not :( Basically, I'm buying a vehicle which I am going to give my daughter on her 17th birthday, so she can practice for her driving test and have to drive once she's passed her test. As her 17th birthday isn't until…
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renewing with same provider after cancelling
So I am i am renewing boiler cover. I am currently with British Gas. After using a comparison site I can see considerably better cover available with various providers. The best offer however is British gas. It is similar to current cover but substantially cheaper. The British Gas T&C's say the following :- Introductory…
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House insurance during building work
Hi I'm looking to renew my house insurance but most of the comparison sites either don't ask if you've got ongoing building work or when you tick the box say that they can't provide it?! Any recommendations?
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Claim Cancellation fee from 3rd Party
Back in september, my Motorbike was parked on the street outside my house, and was struck by a company waste truck/lorry, the driver then attemped to upright the bike, and in doing so dropped it on the opposite side. The driver left details with a local shop owner, whom told me all about this when I returned from work. I…
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Esure and terrible claims service
My wife and I took out an Esure home policy two years ago....it was cheap and we got to them by a comparison website - gocompare. In April 2016 our washing machine leaked and damaged our wooden floor boards....a quick call to Esure and they appointed their Claims Assessors - Imperial Consultants. A few days later and one…
