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Accident at work
Apologies if this is in the wrong section. I slipped and injured my knee at work 4 weeks ago. I slipped on food waste which hadn't been cleaned and there were no hazard signs. I've seen the dr and been for an xray. I am on strong pain killers and anti inflammatory meds. I'm still struggling with it and am off work at the…
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Claiming on your house insurance
We've recently had our house broken into and some jewellery was taken. We're insured with Lloyds and because of the items that have been taken they have passed me through to Aurum Holdings and they've come back with an amount that I'm happy with, but have said that they will issue a card that I can then use to purchase…
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House Insurance Renewal - What a joke!
I am currently insured with Nationwide and have just received my annual renewal which is dearer than last years. As always I have had a look around and also carried out a renewal quote with Nationwide themselves. The quote with Nationwide has come out £100 cheaper than the renewal and I also get an Amazon £30 voucher as…
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Car written off,son and girlfriend injured
Long story, short version. Husband had a head on with another car . Husband broken leg/ankle resulting in plates/screws in foot, still more ops to come. Son and his girlfriend were passengers in vehicle, son had fractured sternum,causing irregular heartbeat, kept in hospital overnight for obs. Girlfriend had badly cut knee…
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pet insurance
looking to take out pet insurance for our 14 week old border terrier 1st time i have insured a pet what do take out maximum or life time which is the insurance company and how much am i looking at a month
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Claim or not?
Hello, I pranged my car on a gatepost and there is a crack to the plastic bumper as well as scuffs and also a few scuffs on the adjacent bodywork. I've been quoted between £180-£240 to repair, rather than replace the bumper. I have a £100 excess on my policy and protected NCD. I realise that despite the NCD, my premium…
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Cat C insurance advice
Last November my partners cars was involved in a accident and was classed as a Cat C, we have the car back and made the repairs...etc Now the car insurance is due for this year, I was wondering if there was any implications for getting insured, and if it was worth her getting insured Full com or just go for 3rd party fire…
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Mis-sold Life insurance?
Hi everyone - am posting as I'm hoping someone can offer some advice and help point me in the right direction! I currently pay around £42 a month for a life insurance policy which I bought into around 8 years ago. I was working as a teacher at the time and now work for local government in a similar capacity. I bought the…
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Advice about minor car accident claim.
Hi, just after some advice with regards to minor car accident. My car was hit on the front drivers side and bumper, there was only minor damage to my car. Third party have admitted liability and my insurance company have arranged for my car to be repaired. In the meantime my car has developed a fault, nothing to do with…
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Car Crashed into my Property
Last night a car crashed through my garden fence, completely destroying several fence panels, posts and gravel boards. I have the person's insurance details and have contacted his car insurance company today, however they said that I'd need to contact my house insurance (!) to sort it out with them as they can't deal with…
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Trapped by an insurer
Hi all, In 2013 one of our flat roofs was ripped off by horrendous weather. The parties involved in repairing it (organised by the insurer) were absolutely useless and incompetent and what went from a £5k jo to fix, ended up being a £25k job as they kept passing us from company to company whilst water was pouring into the…
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Lloyds no claims Discounts/Protection
I have just received my renewal from Lloyd's and I have been notified of changes to my policy's for my Home Insurance and Buildings Insurance that they will remove all references to a No Claims Discount and No Claims protection in my new Policy documents. Just wondered how this would affect any future preiums with…
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Insurance cancelled by company
Hey guys. Back in July I sorted out some car insurance for my wife. She had a number of emails asking for proof of no claims. She didn't see these emails, so didnt respond. The insurance company then sent warning emails, and finally cancelled the insurance in august. We did not receive any calls or correspondence through…
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Life insurance policy search
Hi, me and my wife are trying to find out if her mother who recently passed away had a life insurance policy, we think she had a policy but cant find it. Is trhere any way of searching on the internet? Thanks J&L
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Is this the way phone Insurance is supposed to work (o2)?
On 15th October I bought a new phone (Samsung J3), from o2,who I have been with for nearly 3 years now. On 31st October I dropped it.The screen looked fine,but phone wouldn't turn on.When I looked at it closer ,in the light,you could see the "crackling"effect underneath the screen. Took the phone to the store on Tue 1st…
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rear ended, but dont want to claim
Hi just a quick one really. I was just involved in a incident, long and short I was driver braked for a vehicle coming from the right and a van hit me from the rear. We exchanged details had a look around and there looks to be no damage to either vehicle. covo with the other driver was fine, he did mention we cant be sure…
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Cycle accident claim - choosing a company?
I was knocked off my bike by a car the other night. Their fault, they stopped and helped. We swapped details and I reported it to the police. No major injuries after being checked out but I'm still a bit worried about my back so would like some physio and my bike needs repairing, and I don't think I should have to pay for…
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[LoveItCoverIt] Need advice on how to proceed. Horrible gut feeling.
I took out mobile phone insurance in June this year through LoveItCoverIt (Pier are the actual insurance company). I've never taken out gadget insurance before but these guys seemed to have positive reviews, website looked professional with 5 star Defaqto and regulated by the FCA. They sell a VIP service which offers next…
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Car insurance premiums after at-fault claim
Hi I drove into someone yesterday and I am therefore at faul. Still waiting to hear about claim from his end, but I've had my own car assessed this morning. The assessor says they can repair the door and wheel arch relatively easily, and don't think that will be a ridiculously large amount. However, they've also seen a cut…
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Life and Critical Injury Mortgage Insurance
Hi, my wife and I are about to buy a house for the first time. Our mortgage adviser has recommended Friends Life Life and Critical Injury Insurance. The premiums are £69/m each - this is a lot for us. I wondered if this sort of price is standard? We do not want to be ripped off because our advisor gets commission from a…
