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Islamic Mortgage building insurance
Hello! I am planning to get an Islamic mortgage with a bank, and they have a lot of conditions for the building insurance that I am not sure which insurance company can actually meet. At the same time the bank cannot advise on insurance companies, so it is catch-22. Have any of you had Islamic mortgages, and which…
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Car insurance and moving
Hi Hope someone can help with this. I am moving home in a couple of weeks. My car insurance expires in a months time. I have checked with my insurer RAC and they want £1.88 for the change of address and £25 for an admin fee - this would be for the balance of the policy, about 2 weeks. I'm wondering to save this money, can…
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Pet Insurance recommendations
Hi Everyone, I have a lovely 12 weeks old Cavachon puppy and am looking for a great deal on insurance for her. She is vet checked, chipped and up to date with vacs, fleas, worms etc and is in the perfect health you expect of a baby pup! I'm not really sure about the differences in basic, time limited and lifetime plans,…
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Life Insurance - to put in Trust
Hi Just a bit of advice needed before i send this off. My life insurance with L+G covers my mortgage and extra to pay my debts. I understand that if i didn't put this amount in 'Trust', it would go to my estate making that plus the value of my house go over the threshold for inheritance tax. I want to put my life insurance…
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Income protection insurance - any good or worthless?
So, recently I've lost a good chunk of money (which I can't afford) due to statutory sick pay. From what I can see, income protection policies look quite cheap. So, my question is, are these actually any good, or are they pretty difficult to claim against?
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Car Insurance Cancelled!
Thanks for looking at my message, I'll cut to the chase. I have two cars insured through swinton, one with 11 years NCB, and my bike with Bennetts. I got a letter from Bennetts saying a claim was made in my name. Turned out my work had made a claim for damage to a works van, I didn't know. So paid the 9quid extra asked and…
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Home Insurance Phone Repair Problems
Me again with another question! Long story. Short version is that phone screen broke. Paid excess and got phone repaired. Screen started lifting so returned on same policy. Repaired and returned, screen started lifting again. Sent back, and heard nothing. Called after 2 weeks and was told repairs weren't started because…
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Guest house insurance.... doesn't cover babies??!!
Hi there and thanks for reading my question. I recently purchased a Groupon deal for a night in an guest house which my husband and I were going to enjoy child free so we didn't check their stance on kids/babies. We've booked and redeemed the Groupon voucher in doing so. We were going to leave the children with their…
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Car Insurance help
I got a car on 26th Sep, I hold a clean driving licence but haven't drove in around 5 years. had my licence for around 23 years all quotes I seem to have are over a thousand pounds ! Which seems nuts. I got Sainsburys insurance in September not realising that my certificate for 5 years no claims was older than 2 years and…
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Confused.com - quote increased becasue NCB higher??
Hi I am perplexed by the behaviour of the Confused.com web site. I have inputted details of my car: 5000m a year & 10 years NCB = £1100 policy with Admiral. I changed the details to 7000m a year and the quote dropped to £900. I changed the details again to 12 yrs NCB (I couldn't remember) and the policy quote went UP to…
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Category C vehicle – insurance and other implications?
Hi I would appreciate some advice please. Last week I had a scrape in my car; which has resulted in cosmetic damage to one door and a quarter-panel. Because of the age and low value of the car; my insurance company have offered me a sum of money to write the car off. I told the insurance company I was reluctant to do this…
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Building and Contents Insurance, Surprised!
I've just got a quote for building and contents insurance via Quidco and you'll never guess who came up cheapest? British Gas. :eek: With cashback it is only £57 :j:j Cheapest quotes I have been getting from the other comparison sites have been £95> even my renewal was £100. I don't think I will bother with any more…
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Car ownership date
So I've had my car since 2008 but it was registered in my dads name at the time as he bought it for me. Insurance etc has always been under my name. Last year I transferred ownership of the car name to my own finally. But now its time for renewal quotes, and the premiums are £100+ as the ownership date is so recent. This…
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Car insurance - annual mileage cap
Hi all, Asking for a friend here! She believe she was mis-sold her insurance as theres a 5000 mileage cap on it (which they've only just found out about) but they told the advisor that her and her partner have to visit family often in Winchester and Derby respectively (and they live in Southampton). It's been 4 months…
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Life Insurance Questions
So I recently bought a home through a Scottish government first time buyers scheme called "Lift" where I get a mortgage for 60% of the property and they pay the remaining 40% and I can purchase equity back from them. The catch is they get whatever share of equity they have when I come to sell it as a percentage of the sale…
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How to avoid 50/50 car Insurers settlement?
I hear stories where insurers settle for 50/50 as its the easiest option for them however how do I avoid this route when the 3rd party is 100% liable for the crash even though he is denying liability. Theres no witnesses, no police were called to the scene as we exchanged insurance details and the details checked out fine.…
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Hastings Direct - USELESS!
This past year my car has been insured through Hastings Direct, I was involved in a none fault incident in May. I have had no written correspondence from them. They have never telephoned me. My emails to them went ignored. Average on hold time when telephoning them is 45 minutes. Customer service is absolutely dire. At the…
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Car Finance Help
Hello All, I need some help in regards to car finance! I am going traveling for several months, in which my brother has asked if he can have my car to drive until I am back. Is it possible for me to give this to him on his own insurance and also if I am out of the country? He also mentioned he will cover the cost of the…
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Insurance for car in us
Hey guys so I'm going to stay with a friend in Dallas and while I'm there, they are going to be working so I have the day to myself. They'be offered to let me use there car but I have a uk license and I'm 24. I've tried to google us insurance but can't find the right information, does anybody know a company I can use or…
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Car insurance - shall I just plump for the cheapest quote?
Hi, I own a 2007 Japanese hatchback (which I bought for £1,100 a year ago) which has 90k miles on the clock, does about 2,000 miles a year and (being in London) spends most of its life sitting on my driveway. I've had it for a year and it's time to renew insurance with a year's NCB. For the reasons listed above, I figure…
