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LV Car Insurance - how bloomin' expensive?!
I know car insurance prices have risen recently, but does anyone know how some companies can be competitive, but others can't?? LV quoted me between £800 and £900 renewal even with 13 years NCB, yet others like Privilege, Admiral and Churchill are £500-£650. Has anyone had experience of using Privilege, Admiral and…
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Critical Illness Claim
Hi, hope I'm in the right place for a little advice. A relative has been diagnosed with MS, and basically had her claim under critical illness rejected (even though MS is cited as a critical illness). Basically she had a policy for over 6 years, but in January last year she changed policy (as her mortgage had reduced, she…
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Insurance on Lease Car help
Hi all, I have recently started a lease on a vehicle. I took the policy out a few days before I received the car. At this point I was under the impression the lease company were the register owner and I was the registered keeper. Paperwork has finally come through and when I queried it the lease company told me I am not…
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Home insurance - students and lodgers
Does anyone know which insurers include student cover (ie for a student that ives with you but is away term-time at uni and needs cover for their belongings), and/or covers you if you have a lodger (something we are thinking of doing in the next year). Many thanks
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Car insurance renewal help
I had my offer to renew from the AA a couple of weeks ago. It is due for renewal on 11th November. I have looked for a better quote but was going to have a good look on Tues 8th November. The AA phoned me last week and I said I hadn't decided yet and they said to let them know before renewal date. Today, 5 days before…
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Insurance/contractor not doing work
My parents contacted their home insurance due to subsidence on 1 wall of their house due to a burst pipe, they paid the excess and contractors etc were sent out to look at the job. A gas box had to be moved because it was on the same wall so they contacted British gas and said they would be back after it was done. The…
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Someone crashed into my parked car possibly writing it off
Hi, Someone has crashed into my parked car which was on the main road near my home with such force it has propelled it upwards and partly onto the pavement and into the car in front. I was in bed at the time! The rear driver side wheel is damaged, axle seems damaged, above here bodywork is all split etc. other wheels may…
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Question on building insurance
The freeholder of my property wants to get the building sum insured on the insurance policy checked however on looking at the policy it says that the building sum insured is "indexed linked" i thought this meant that the sum insured is increasing in line with inflation therefore there is no need to get the value checked or…
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Insurance Policies/Breakdown Cover, better through companies or banks/credit cards?
I was first curious about this sort of thing regarding breakdown cover. Halifax's Ultimate Reward uses AA as well as other insurance policies for £15 per month on their card and I was using this for a few months before setting the account. I've since switched that account to Barclays. I took out their Tech Pack for my…
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Small accident with a friend Need advice
Hi there, Going to keep this short, but me and my friend had a accident last night! I rear ended him, at around 5mph so i know that is is my fault. However, he didn't originally want to clam on his insurance, but he feels he needs to do it so he can get a car again. My question is, if he claims do i have to pay anything?…
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Switching home/contents insurance for the first time
I'm aiming to switch my home and contents insurance for the first time since i moved into my new house. I'm mortgaged with Nationwide and kind of realised i let the financial advisor i went with put me on an expensive building/contents insurance that was part of their parent company (i'm paying around £35 a month and i'm…
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Offer made but issues over claim
Hello all. I'n new to the forum, although I've read through it many years now, so hopefully some wise words will come my way. We put a claim in through AXA Insurance following damage from a burst pipe that damaged our floor, walls and electrics etc. An assessor from BVS, their appointed loss adjusters, gave us an offer of…
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'Free' credit for house insurance - same as cash price
Last year I had house insurance through Kwik Fit and Aegas and I paid it outright as I don't like paying interest when I have the money available. This year the renewal has come in and it's offering me interest free credit by paying monthly direct debit, and the price is the same as paying cash. I object to this as there…
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Sefety Deposit insurance
Hi I have my valuables kept in a bank's Safety Deposit box. I don't want to risk keeping it in the house..... does anyone know how I can get the contents of the Sefety Deposit box insured? The bank told me to get it insured but could not recommend anyone. Thanks D
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Black box
HELP!! My daughter has had her car insurance cancelled due breaking the terms and conditions of the black box. She is 18 and this is her first policy. Can anyone advise me where to go for a new policy now she has to disclosed that her policy has been cancelled. Thank you
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HELP needed Courtesy car and holidays
Hello, My car windscreens were smashed by vandals. Car has been with repairer via insurance 1.5 weeks. I told them I will be away soon (UK) so will need to use the car. I leave for my trip in 3 days, they said my car will be ready in 4. Ferries have been booked and can't be changed as I'm needed on a specfic date. I will…
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Car Hit My Motorbike - Third Party Saying Driver Not Involved or At Scene
I'll try keep this relatively brief. Early Sept a car reversed into me on my motorbike, right outside my front door. Basically going down my residential street I was met with a stationery car blocking the road. This car was directly next to a car parked by the kerb, and the two drivers are chatting through their windows.…
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REALLY Need Advice On Gadget Insurance
Hello Everyone, I have a few gadgets I wanted to insure and would like to know which gadget insurance companies the community would recommend. I would prefer if the insurance company would replace my gadget for a new gadget or a gadget of similar age when I am to claim. So far my research has led me to lean towards…
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MSE News: Car insurance company's plans to offer discounts based on social media...
Facebook has put the brakes on Admiral's discounted quotes to first-time drivers based on social media posts...Read the full story: 'Car insurance company's plans to offer discounts based on social media posts are blocked by Facebook' Click reply below to discuss. If you haven’t already, join the forum to reply. If you…
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Car Insurance/Accident - help me I'm clueless
Hi all. I was a passenger in a car 2 years ago which was hit by another driver. Our car was driving down a main road and another pulled out of a petrol station and hit our drivers side. There are lots of (I assume, irrelevant, let me know if you need more info) details but ultimately here are the facts: - my partner (who…
