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Insurance & life assurance
Archives for November 2016
Discussion List
Non Renewal of Home Contents Policy
Hi All, Seem to be a victim of circumstances slightly here in that we have just received a letter from our Insurer stating that our home contents insurance policy will not be renewed due to us falling outside of their underwriting criteria. We have made 4 claims between Jan 2014 and Oct 2015 and whilst yes this seems like…
Home Insurance - claiming under lapsed Legal Expenses cover
I have posted previously about a possible claim I may have against the Seller of my current home (I can't post the link below - but it is called Misrepresentation by vendor? Dry rot and is in the House Buying forum) Stupidly, I don't have legal expenses cover with my current home insurance policy, which started at the end…
Car insurance and moving house
This may prove helpful to someone. My partner and I have each got insurance through LV for our cars, which are of similar value and we were living at the same property, then moving to the same property. Our standard insurance was in the £400-£450 range - a bit high but they always went up as we moved to 'more expensive'…
Ended up with 2 different insurances for the same car
Hi All, Last year I was with insurance company A for my car insurance. This year I got a better quote from insurance company B and moved to them in April. Company A automatically renewed my insurance as I forgot to give them any cancellation notice. So since April I have been paying for 2 insurances for the same car. Now…
Car and Van Insurance - NCB
Hi, I have separate car and van insurances and have done for many years. Not had any claims on either. Why is it that I can only use my NCB on one vehicle, in other words, why doesn't it build up on both vehicles? I have had to change my car quickly, my old car was going to cost too much to repair and a family member had a…
cocked up - bought insurance I didn't need 1 year ago
hi all, I vaguely remember a wrangle with Policy Expert this time last year trying to cancel my home insurance policy as I moved elsewhere. However I've only just noticed that the payment was not cancelled and I was charged a lump sum for the full term of the insurance. Is there any way I could get it back? Thanks in…
Car & Motorcycle NCD issue, Direct Line & Aviva
Have separate Car and Motorcycle Insurances with no claims on Car but 2 recent claims on Motorcycle. Car Insurance is with Direct Line who have retrospectively taken into account the 2 bike claim. (Bike Insurance is through Carole Nash using Aviva Insurers. Direct Line Car Insurance is through Aviva this year. After buying…
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