Car Insurance help

moneynewsaver

I got a car on 26th Sep, I hold a clean driving licence but haven't drove in around 5 years. had my licence for around 23 years all quotes I seem to have are over a thousand pounds ! Which seems nuts.
I got Sainsburys insurance in September not realising that my certificate for 5 years no claims was older than 2 years and they want another £342 off of me from around £800 which is a lot!

anybody been through a similar experience?
I am a mature university student with a supermarket job of 16 hours a week so every penny matters!

Help appreciated

Quentin

You need to either pay them what they are asking or cancel your policy (though you will still owe them the correct premium since the policy started) over this issue otherwise they will cancel it (which will be bad news for you for years to come with a cancellation on your record)


(If your premium was set in the belief you had 5 years NCD, then £342 doesn't seem too bad an increase for nil NCD!)


Follow the MSE car insurance guide and see if it will be worthwhile cancelling and going elsewhere

moneynewsaver

I decided to stay with the insurance company after a lot of ringing around, the full year cost is £1,1000+ which is expensive so i will be looking for a lot better deals next year!