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Contents Insurance Price 3x Higher Due to Flood Risk
Hi there, Bought a nice new house (lucky us) in September, and just getting round to sorting out the contents insurance on it at the moment. Or trying at least. Having expected to pay around £100-£150 per year for it based on previous properties, quotes were coming back around £350 per year from the comparison sites, and a…
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RAC want to increase my insurance to change the address
Have moved houses and have asked RAC to update my policy which I'm paying for monthly - contract expires in June next year. As they were changing the address they said they'll change the premium meaning me paying at today's prices which double's the monthly amount I'm due. Has anyone else experienced this? Is there any way…
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Settled claim without my knowledge
Hello I have recently tried to renew my car insurance policy and the auto renewal quote had came out so expensive. During this process I have discovered my insurance company have settled a claim without my knowledge. This claim involved a person saying that I'd hit his van whilst it was parked. I returned to the car park…
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MSE News: Lack of data on new-build homes leaving insurance customers in the lurch
People moving into new-build properties can't get home or car cover because insurers don't recognise their postcodes...Read the full story: 'Lack of data on new-build homes leaving insurance customers in the lurch' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Insuring 2 vehicles owned by myself
I am self employed and own and insure a van. My wife recently got a new car and insured it in her own name as she has done for years. I got her old Fiesta as a run around and tried to insure it with BSL who are my van insurers. They treated it as a new quote due to the fact I had gone through a comparison website as…
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Buildings + Contents too cheap?
We have just exchanged on a 3 bed Victorian property in London. As per we have taken out buildings + contents (for when we move in) insurance, however am concerned we are not paying enough! The previous owners were insured with Yorkshire BS and their buildings insurance alone was £388, although we can't see the details of…
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No claims bonus removed
Hi all!! I am a taxi driver and I had four years no claims bonus and I paid my insurance on a week by week basis. I was involved in an incident last week where I was waiting behind a car to turn into a road. We were on a hill and the car in front rolled back and touched my front bumper ever so slightly. We pulled over. I…
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Flux Direct cancellation.
Hi all, Our car insurance was up for renewal so we did search on confused and got the cheapest quote through them. We're inexperienced and rather naive in the insurance world as we didn't even realise they were brokers. We went ahead and booked online only to get a call next day to say they can't provide us with the policy…
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Car insurance to be cancelled for too many fault claims
Today I learned that car insurance companies can cancel your insurance if you have too many claims. Nearly two years ago I was hit by a bus. I was stationary at the time and there was a witness who said so, so an accident management company took me on. Now the witness is nowhere to be found, the bus driver says otherwise,…
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Insurance changes online
Hi I am with bennetts insurance for my scooter insurance but looking for a insurance company that you can amend details online I see with Hastings you can. Is there anymore out there?
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Damage to car caused by dad before he died
Hi. My dad recently died and left me his car. The car has some damage, caused a few weeks before he died, when he reversed into a wall ... twice. This was 6 months ago and I am only just being able to sort out his estate. My question is can I get the damage fixed on insurance as I need to sell the car and obviously need a…
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direct line or aviva - car insurace
hi guys - looking for car insurance. cost wise the lowest two are direct line and aviva. any suggestions as to if one is better than other? ta
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Buying Insurance for a Flat
Hi, I am right in thinking when I complete on my flat purchase (modern built 8 years old), that I only need to purchase contents insurance as building is covered within my service charge - which it is... BUT - if a flat leaks into mine or vice versa....who covers this? me or the service charge?
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Enterprise - insurance backed guarantee
We have received a letter from the Liquidator of Enterprise informing us we are policyholders and with details about making a claim via email. There is no mention of what the policy is for, it is just a standardised "Dear Policyholder" letter, but the letter is addresses to: Name Double glazing company Our address so I…
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Life cover advice please
My daughter and her partner have just bought a house together and are wondering the best way to make sure the mortgage is paid should either one of them die. They both have company pensions that have life assurance attached but neither of those would cover the mortgage on there own. They are both mid 30's non smokers. Are…
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Stone chip repaired - need to declare?
Hi all. Do I need to declare a repaired stone chip (not a replaced windscreen) when I get quotes to switch insurer? I had a chip repaired two yrs ago (£10 excess) and it didn't affect my NCB nor is it stated in my renewal quote from my current insurer (same insurer as when the chip was repaired). Does this count as a claim…
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Hire car following accident
Hi, I was recently in an RTA where the third party insurer has accepted full liability, my car has been deemed a total loss and a settlement payment agreed between me and my insurance company (Admiral) and my policy terminated. During the time it's taken for this to get sorted, I have had a hire car provided by an…
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GAP Insurance 123 - Liquidation
I received a letter today saying that Enterprise Insurance have gone into liquidation! I only took the policy out in February through GAP Insurance 123 and, unfortunately for me, I paid the premium in full. I presume GAP Insurance 123 are a broker & unaffected? I've not had chance to ring them yet. :mad:
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Income protection reduced benefit
Hi all, I'm starting to look around for income protection and had a question about the maximum benefit payouts. I already have a policy (A) as part of my employment package, but it only pays out for 2 years. So I want to purchase an extra policy (B) for the long term, but I can't find any policies that have a deferment…
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Gable insurance
car insurance company has gone into liquidation, is the policy still valid?
