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Stone chip repaired - need to declare?
AlecEiffel
Posts: 874 Forumite
Hi all.
Do I need to declare a repaired stone chip (not a replaced windscreen) when I get quotes to switch insurer? I had a chip repaired two yrs ago (£10 excess) and it didn't affect my NCB nor is it stated in my renewal quote from my current insurer (same insurer as when the chip was repaired).
Does this count as a claim in renewals?
Thanks
Do I need to declare a repaired stone chip (not a replaced windscreen) when I get quotes to switch insurer? I had a chip repaired two yrs ago (£10 excess) and it didn't affect my NCB nor is it stated in my renewal quote from my current insurer (same insurer as when the chip was repaired).
Does this count as a claim in renewals?
Thanks
0
Comments
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Yes, unfortunately it does0
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Oh well. Cheers for the reply.0
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As you claimed on the insurance for this stone chip, yes, you must declare it0
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If it's any consolation, 99% of companies won't give a damn and it won't affect your insurance.
Always best to declare everything though just to be sure.0
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