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Car damaged when parked
Hello everybody. I was flying away on holiday. I've made half of my trip to the airport with the car and left it parked on a street. As you can imagine that place is different to the address I've provided to the insurance company. The car has been hit by another driver who takes responsibility. My question is wether I may…
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Proof of 'Income'
Hi Everybody, I'm looking for some advice re. a claim against another driver's insurance. A few months ago I was in an accident and the other driver's insurance admitted liability quite quickly. They sorted a replacement car etc and repaired my car quickly and to a good standard - so no issues there. I'm also dealing…
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Insurance Quote Win
I got my Home (buildings and contents) insurance renewal the other week : £189 from Swinton. I was not impressed. I'd already had a quote from RIAS, as I am now 50.. that was £135, so I called Swinton back and told them. They instantly dropped their quote to £140. Hmm. That started me thinking - "that was too easy". So I…
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Whats wrong with car insurace this year. :(
hi all I just received renewal quote from my existing provider which was a shocker anyway coz generally you have to haggle a bit on renewal. so last year I paid 550 for myself and my wife, renewal came for 950.. goCompare and compare the market cant find me anything less than 990 with excess of 3000 .... usual cheap…
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Life insurance and medical records !!
I am looking to buy a life insurance policy and I am considering asking for a copy of my GP medical records to ensure correct answer to every question the insurer asks. Is that reasonable? Can I ask the surgery for a copy of my records and will there be a charge for that?
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Question re car insurance
I never take auto renewal on my car insurance, this week i have purchased myself a new car using my existing car as part exchange. i still have 2 months left on my existing insurance @ £17 pm to cancel my policy i will have to pay the 2 mths plus a £45 cancellation fee, to add/change car i will have to pay an additional…
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Are my no claims bonus safe?
Hi, i have 1 years no claims bonus and would have had 2 years (at the start of january) but i had a crash in august. Im still waiting on the outcome of who's fault it will be, but just looking in the long run here and the worst case scenario... If the crash is deemed my fault, i know i will loose that years no claims bonus…
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Private medical insurance
At my last job I took out the work PMI scheme so I only pay the tax on it - at the time I was a basic rate taxpayer and it cost £10 per month. I moved firms and am now a higher rate taxpayer, so I assumed the PMI would cost me £20 per month. It actually costs me £50 per month. Any thoughts on whether it's worth it?…
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Best comparison sites
I see Martin talk about OFGEM approved sites when he talks about energy comparison sites but i there anything like this for the home contents side of insurance? I want to do some comparisons but want to make sure i hit the right ones. All1
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I want vehicle breakdown cover from Adrian flux but ...
I recently got campervan insurance from Adrian Flux for my 89vw. They were enthusiastic to get me to join them. What they are not enthusiastic about is giving breakdown cover. They have an excelent deel which I can't get close to beating (for full cover including Europe) which I only recently new about. You have to apply…
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car accident insurance question
hi, i was involved in a car accident about 4 months ago, we exchanged details at the roadside etc etc. The next day i informed my insurance company, I told them i would not be claiming for my own vehicle as i can repair myself, they said they would log the details on their system, it has been just over 4 months and i have…
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Accused of being in a car accident obtaining CCTV
My OH has today had claim forms through from a 3rd party solicitors company stating that a few days ago he hit a car while in a petrol station. At the time and date given he was in the petrol station and remembers the car in question as it was such a new 'posh' for want of a word car. He did not hit the car in any way. Nor…
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Changing pet insurance - Bought By Many?
Hello, Looking for suggestions on changing pet insurance. I have an 8-yr-old crossbreed with a skin allergy. Flares up in summer. Have had to claim for medication. Insurance renewal has come through up 45% this year to £55 a month. Best they (Tesco) can do is double my excess to £120 bringing it down to £44 a month. Think…
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Vehicle Salvage Value
Our car was driven into resulting in a no-fault claim. We want to retain the car and have to pay the salvage value to the insurer. We disagreed with the initial offer for the vehicle value and the insurance company has agreed to increase this. This comes with a corresponding increase in the salvage value which seems to be…
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Gap insurance - guide discussion
Hi all, We've written a new Gap Insurance guide and would love your feedback. How did you find the info? Was it useful? Have you had a good or bad experience when buying gap insurance? Thanks for your help! MSE Rosie
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accidental damage - last insurance year?
I damaged my worktop about 12 months ago by placing a pan on it that was too hot. There is a faint circle. I have found a joiner who may be able to fix it. I changed insurance provider in July. I told both insurance companies about the issue. Who would I make a claim to? I had accidental damage and the same excess on both…
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Car Insurance after Theft (Total Loss)
Hi All, I recently had my car stolen and the car has not been recovered, as a result it was declared as a total loss. I have now replaced my car which is insured on my policy which I had taken out for my car which was stolen. My renewal is due early next year and I am concerned about where I stand. I had 2 years ncb before…
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Help Required - URGENT
Hi MSE, Looking for some urgent advise: Our boiler failed last Saturday so as we are covered through our insurance company (Domestic Emergency Cover), I phoned the insurance company to report the fault. An engineer attended our property the following day and advised that the pump on the combi boiler had failed and would…
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British Gas home care
I really want some insurance incase my toilet breaks or I have a leak and for a boiler service or any other home issues. British has a deem expensive however alternatives at £60 a year don't offer a boiler service and that's £80. So do I pay the extra? I could pay for repairs as and when they happen however I am saving for…
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Multi Occupations
Can anyone help? We have a small courier business and we need to insure 2 vans for courier use, there are 4 drivers in total who may at any point need to drive these vans and one of the drivers only requires to drive these vans on a part-time basis, i.e. to cover for holidays or if the 2 permanent drivers are off sick. He…
