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Home insurance
Hi - My parents have gifted their house to myself and my brother but still live in it on a permanent basis. Neither myself or my brother live there. I've just tried to get buildings & contents insurance for 'their' house and am told that i need landlord insurance - is this true?? if so, do you know the best place for this?…
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Charged for phone insurance TWICE!
I checked my direct debits the other day and I've been paying for my old 3GS contract phone insurance via Geek Sqaud. When I upgraded to my iphone 5 my insurance went up to £14.99 but the old policy for my old iPhone 3GS was still in place. I have called Geek Squad and they will not refund me! Geek Squad owe me £285.00…
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Income protection advice
Hi, I'm new to the MSE forum... hope someone can give some advice & tips. I recently had to have 9 months off work due to an accident & it financially crippled me. Therefore I'm being told to purchase some income sickness insurance. Anyone help? Many Thanks :)
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Life & ci
I took out a policy with an ifa 10 years ago and was given an example of how my premiums may increase. I have now had my 10 yr renewal in and it is 40% more than the indicative figure I was given. I find myself in the situation after paying in almost 14k into the policy I find it no longer affordable as it in no way…
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Home & Contents
My home and contents insurance will be due whilst waiting to exchange contracts on my house sale and purchase. What are my best options for dealing with the renewal? It could only be a few weeks worth of cover!
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Surprised with Admiral's Quick Offer
Very surprised how quickly Admiral have come back with an offer for my stolen car. 17/06 - Car was stolen 23/06 - Insurance company confirm receipt of my keys and docs 01/07 - Insurance makes an offer for the stolen car Offer was very decent as well. In under two weeks the issue has been resolved. And with the…
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Can anyone advise? Insurance Company cancelled/revoked new fully comp policy...
Hi My hubby bought a used road-legal electric golf buggy (top speed 15 mph) previously used for egg deliveries, to use for his local gardening business. Neither of us drive or have experience of car insurance, however he eventually found an insurance company and they set up a fully comp policy on a learners basis (previous…
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Car insurance - Which Occupation ?
I am about to renew my car insurance. Martin's tips says tweaking your occupation can bring down costs. I am unsure what to put for I am self employed, work from home making music/editing photographs to sell via the net. My car isn't used for business much except for going out and taking some photos (not commissioned jobs,…
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Heath Lambert Home insurance
Hi everyone, Does anybody have the contact details for Heath Lambert insurance, as I know my house insurance is with them but I do not have any contact details and need to speak to them tomorrow ? Thank you :)
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Car accident claim
Hello, I have never been involved in an accident before, so please advise on what I should do. On 30th June, my wife was driving back from school with the children. There is a small mini roundabout near the school. She started to turn right at the roundabout but was forced to stop as the traffic lights turned red at the…
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Mobile Insurance with Bank or Company?
Hi all, I've got a new phone (LG G2) which I would like to insure against loss and damage etc, but would like to hear some reviews on the best way to go about it. I'm stuck between whether to insure my phone with a bank, or to use companies like ProtectYourBubble? Which has the better service? I've seen the MSE article,…
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eBike insurance
Is anyone with eBike (or eCar possibly) insurance? I've logged into my account today and when I click on the "My policies" tab get a message saying "Sorry your account has been disabled" when I hover over the web page tab in Internet Explorer. I've sent an email to customer services (which was working yesterday) and it has…
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car insurance..who do I make a claim from? Confused!!
Silly question coming up... someone scraped my parked car on friday. I was watching. They got out, admitted their liability and handed me their insurance details. I didn't know what to do so i phoned my insurance company, and gave them all the details....but then they confused the life out of me with all the blurb about me…
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Tesco phone insurance
Could any please help me get my head around Tesco mobile phone insurance? My wife and I have just realized that we have been paying for insurance cover for two mobile phones 3 months after the contract ended. When we called Tesco insurance, they told us that it was down to us to cancel the payments and that we would not be…
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How common are Special Provisions with CI policies?
Hello all. I'm very new to CI cover and I was hoping to hear from anyone who has knowledge about this. How common are Special Provisions with CI policies? I ask as I've recently enquired about CI with a company, filled in the forms, made the calls and the result was that I wasn't suitable for the standard terms because of…
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Home insurance - previous claims question
Hello I just took out a policy with Allianz and on the document it said asked whether we had made any claims in the past 5 years. Is this just for home insurance? or ANY insurance? We needed to claim for our car insurance last year. I am confused if we need to mention that :S
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Life Assurance problems.
Mrs W was offered a Policy over the Phone, she answered all the questions truthfully and they started taking premiums from her for a 20 years Assurance. I was shown the Policy a year later and I noticed that most of the answers recorded were incorrect, so if there had been a claim 15-18 years later, would not have been…
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Tip - Admiral - definitely don't just accept their renewal quote!
Phoned Admiral as our car insurance renewal paperwork hadn't arrived a couple of weeks before renewal date. They explained it's all available online and told me the price they'd quoted for renewal was £370. Fairly pleased as it cost us about £500 last year, but said "thanks - just need to get other quotes before I decide".…
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Can you claim life insurance missold?
I have a life assurance policy that was sold to me in 2002. I thought i was taking out life insurance with critical and terminal illness cover. Although this is all mentioned in the policy document, when i have come to make a claim for terminal illness i find that my cover is only on death. Is there any way i can make a…
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Limited milage but not asked to give odo reading
Hi. I just shopped around and got a good price for my motorbike insurance (Bikesure, in case you're interested) and as I don't ride much I got a policy that covers me up to 2,000 miles a year. However, they never asked for the mileage when I took out the policy so how do they know how much I've done? I need to do the MOT…
