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new home insurance
I am buying a new house and wondered which is the best company for insurance to go for ?. Also is there anything that I need to look out for when getting building and contents insurance.
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want to make a claim
I have just bought a new t v, 2 months old. an item was dropped on the floor and bounced onto the t.v, so now it damaged. i want to claim on my house insurance, but i have already made two claims on 2 other t.v in the household over the last 3/4 years, what are the chances of my claim being refused. I don't want to claim…
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Car Insurance Hastings
I had an accident and phoned my insurance Hastings up to tell them. They said they would send a recovery guy to go collect my vehicle. The next morning I had a knock at my door and a policeman was there. He informed me that my car had now in fact been burned out. I rang Hastings to ask why my car was not picked up and what…
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Void Insurance Causing Problems
Hi all. I recently had my car insurance made void by the underwriters due to them interpreting my occupation as different to what my business ACTUALLY is. Asda/Southern Rock are claiming I should have put "Door Supervisor" as my occupation in their dropdown box. I selected "Other - Professional" from the first dropdown…
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Go Skippy Excess for out of date Speeding endorsement
So, had an email from goskippy earlier about my car insurance wherein I was asked to contact them regarding an important matter.. When I did they told me that there was an excess of £52.00 to be paid as I hadn't mentioned an out of date speeding endorsement. The endorsement itself is over 4 years old so I could have had it…
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Missing NCB's
Hi all, So for the past few years I have been getting car insurance but not using all my NCB as I wasn't sure how to get the details about them. I passed my test in 1992, never had an accident and apart from a few years in the mid 90's where I never had a car had insurance since, I rang my previous insurer who tells me I…
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Travel Insurance Companies
Just wondering if anyone has heard or used these companies Gnu Insurance or ERV express. I've found one article on guardians website for GNU but that's it. They're on Quidco so I'd like to think they have semi decent and established companies listed.
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life insurance for mother
hi, my mother is 82 and i hope we will have her for many years to come but i have begun to think about paying for her funeral if she passes away. any advice on what is the best insurance to take out would be appreciated. also is there any way to check if she already has life insurance, she gets a little confused sometimes…
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Refused Insurance - Not checking the online form properly
I was looking for advice on a situation I have managed to get myself into and send a warning for others. Last year I received my house and contents insurance renewal. I didn't like the jump in premium so had a scout about for alternatives. I logged into moneysupermarket.com but unfortunately for me (with hindsight) my pc…
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Cancelled Car insurance and sent bill
Hi I am currently traveling and as a result I no longer need my car insurance. In an effort to keep costs down I went on to the website of my provider (Admiral) and used their website to cancel my policy. I did this at the time of my renewal notice and therefore in plenty of time. It has since come to my attention that…
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Should I claim through my insurance or third party
Brief background : Partner waiting to turn right at junction, shunted from behind by a van. Police attended along with ambulance. 1 independent witness and van driver charged with driving without due care and attention. Car is almost certainly a write off (entire back end is caved in, ripples in roof, rear passenger doors…
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insurance claim onryanair flights
we booked an holiday a few months ago, all parts booked separately but now due to unforeseen circumstances we cannot go, i cannot find anything about how to cancel the flights, and I'm assuming they're none refundable anyway, but my insurance says they will/may need a booking receipt and cancellation notice, and its too…
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change life insurance for cashback
Hi Does anyone here change their life insurance to claim a new cashback offer through quidco or topcashback. I am looking at changing anyways as when i applied before i had a high bmi rating. I would have slightly under estimated my weight if it was not for the fact that my company put me through a free health check which…
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Buying Back A Claim
Hi, my son had an accident back in April (his fault) Had a letter today from his old insurers (his policy ran out in May, have insured with a new company declaring the accident and telling them he had No Years Claims Bonus) saying that he could pay the third party insurers directly £601 and not loose his no claims bonus.…
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Cladding tile fell off
Any advise please A single cladding tile has fallen off my loft extension on the third floor of my terraced house. It is just the 1 tile about 8x8 inches. To get up there is difficult as it is part way up the roof. For 1 tile I suspect it could be quite expensive to get someone in to replace it. I don't fancy tackling it…
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Critical Illness claim - smokers declaration
Hi all, Has anyone got any claims experience in this area? I was diagnosed with Colon cancer in April aged 35. I have submitted a claim on my policy but this is taking ages to finalise. I have now been sent a smokers declaration to complete as my doctors records states that I was an ex smoker in April 2005 yet I put a non…
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MSE Blog: Moving home? NEVER forget your travel insurance
Hi all, this is a thread to discuss the MSE blog: Moving home? NEVER forget your travel insurance "There are times when life gets so busy that you forget some of the simplest rules..." Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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travel ins & undiagnosed heatlh problem?
hi my daughter (18) is going abroad for the first time in july, but she has been referred to a cardiologist, but at the moment i cant get an appt before she travels. i am under the impression that she won't get medical cover as she doesn't have a diagnosis. her gp is happy for her to go as is not overly concerned but she…
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Washing machine insurance
Hi, I have just bought a second hand washing machine and the drum is banging like mad on spin cycle....so what I am wondering is should I get some insurance with D&G for it and get it sorted on that? Or should I just pay to get it fixed? The machine is around 6 years old I think thanks
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High Insurance Charge
Hi,i would just like some opinions please.I am a home owner with Building and Contents Insurance with Halifax..I recieved my renewal letter a few weeks ago,and it informed me that my premium had went up by almost £150.00 without much explaination,i was telling a few people and they were totally shocked at how much i was…