-
car insurance skyrocketing
hi all. try not to get long windered however, i am currently 60 days away from my first years driving and insurance so thought id shop around. last week i entered my details to get an idea of what price i will be paying next year. got my cheapest fully comp quote with £200 excess at 809.44 so this week with it almost being…
-
Car accident, not my fault, my insurance wants me to take the blame - what to do?
I have 15yr no claim. I was involved in a small accident which wasn't my fault, but my insurance wants me to take the blame. What should I do? The details: last Sunday I was driving on a large road with two lanes (one for each direction) in central London, looking for a parking spot. I spotted one on the right-hand side…
-
Would this be legal? car insurance
My car insurance renewal has arrived....in all probability I would stay with the company, but having done comparisons to join them as a "new customer" it would quite a lot cheaper than the renewal quote. Can I legally join them as a new customer? (thereby saving myself about £30), or do I a) have to accept their renewal…
-
Car insurance: Premium Choice - terrible company, any advice gratefully received!
Hi, I'm a previous lurker of this forum who is having a terrible experience with Premium Choice. I recently began a policy with them. They wanted an usual amount of proof which was a hassle to provide (lady on phone said to just photo my photocard and email it but their email system refused me email as it was 'too big'. I…
-
dilemma local authority or home insurance to claim from
I am in a dilemma 3am this morning I was awoke to a noise which I finalyy located it was coming from the combi boiler in the bedroom it had a terrible leak coming from the return valve there was water everywer carpet was soaking etc I went downstairs to get a bucket to catch the water only to find that it had gone through…
-
The Yellow Duckmarine sinking
I am sure most of us saw the sad news about one of the Liverpool Duckmarines going under at the weekend. I am curious to know what sort of insurance protection the passengers would have had. It appears most were taken to hospital although all have been released now. The duckmarine website appears to suggest that there is…
-
New Home - What cover do I need?
Hi, We complete on our brand new home on the 28th of this month. In 10 days! Our mortgage advisor was supposed to be sorting all our insurances for us, he has now let us down, but not only that he has bamboozled us with tech terms and now we have no idea what insurance we need. Here is what we currently have.... Mortgage -…
-
Car Insurance - 2 polices on 1 car (temporarliy)
I hope someone here can help me out. My car is currently insured by the Post Office but expires at the end of July. However, I was hoping to lend the car to my brother for the last 16 days of the policy. I rang the PO to add him as a named driver but was told that because it was so late into the policy he could not be…
-
Car insurance is cheaper on a provisional???
Hi all, I'm 31 and I recently got a 1997 clio from a friend with the intention of using it as my first car. When doing some sums to determine whether to take an intensive or insure the car and learn to drive in it I found that comparison sites were giving cheaper quotes for the car if I have a provisional. Some quotes…
-
What's the difference between salary protection insurance & tenant or bill insurance?
I want to take out some insurance which would cover me if I lost my job but I'm not sure what the difference is. Surely salary insurance would cover everything. Why would there be any need to take out tenant insurance instead? I'm finding it all a bit confusing - can anyone help? :think:
-
Life assurance, critical illness, income protection
Am I over insured? Having reviewed our finances recently, realised 1. Paying too much for policies and may not need one of them. Policies 1. Joint Life assurance and critical illness for me and my wife (£35000) 2. Life term assurance for both (£50000) 3. Income protection of £35000 for me I'm aged 53, Wife 50. Mortgage…
-
Front door
Cutting a long story short, we sadly had a leaking radiator pipe, insurers appointed a company to take out the chipboard floor etc. They have damaged our front door in the process, not severely I hastened to add, but its a upvc door which cannot be repaired (as far as I'm aware) they tried to take our sofas out (which come…
-
Subsidence!
Hi there, I am currently in the middle of a subsidence claim. My current insurance runs out next week and I was wondering whether I could change insurance providers to reduce the premium or whether I will now be penalised by damage caused by a tree which belongs to the council! I did an online quotation but at no point was…
-
Have I been scammed by Octagon?
Hi, I was wondering if anyone who is insured by Octagon insurance can access their documents online? I have paid for this years insurance in full today but I am yet to receive an email about my documents or even get them via the "my octagon" section. I did get the purchase confirmation and a separate email which told me my…
-
Wrongly issued CCJ due to an Insurance company
Hi, In 2009 I had a damage only car accident involving another car. My car was repaired and that was the last I heard until March this year ( over 4 years after the accident ) I received an email from my ins co stating that I needed to get a certificate of satisfaction from the county court. As I had no idea what they were…
-
Cheaper insurance via a 'black box'?
Our boy is taking his test this week, hopefully he will pass. Unfortunately, as he is 17 the insurance quotes we are getting are totally ridiculous, around £3500 for any car we can think of (although it was £8000 for a brand new £7500 Hyundai i10). Anyway, we looked into this thing where you get a box fitted to your car…
-
Oil Rig Worker Life Assurance Cover...where?
Does anyone here know which Life Assurance Companies cover Oil Rig Workers? Even though im only 37, a fitness nut, and as im a rig medic i do nothing remotely dangerous (working in the NHS was far worse in my opinion), ive been turned down by the only company i have tried so far. Some Critical Illness Cover would be useful…
-
Insurace quote CON!
Looking to renew so went to Moneysupermarket.com to check prices.. Ran a search for insurance, based on pay annually and it came back with an annual price of £143.63, (with the option of paying monthly at £164.96 per year.) However, I went back and changed the search option to Pay monthly and ran the check with exactly the…
-
Insurance company threatening to cancel car insurance
In May I changed my car insurance policy to a different class and paid by credit card over the telephone for this change. (I had already paid in full for my car insurance when I renewed in December). The insurance company, KwikFit, took two payments instead of one. When I phoned them to query this they refuted my claim as…
-
Travel insurance for USA...over 65 with cancer....
Has anybody any advice or had travel insurance given for the US being over 65 with cancer? I know it won't be cheap and quite possibly not insurable at all but thought i'd ask. TIA.
