Go Skippy Excess for out of date Speeding endorsement

Tef

So, had an email from goskippy earlier about my car insurance wherein I was asked to contact them regarding an important matter.. When I did they told me that there was an excess of £52.00 to be paid as I hadn't mentioned an out of date speeding endorsement. The endorsement itself is over 4 years old so I could have had it removed.

Is it just me or doe's it seem a bit shifty to charge people for out of date endorsements, and do I have a legitimate complaint for the ombudsman here?

InsideInsurance

It is nothing to do with it being on your license it is to do with it being a criminal offence and not "spent" under the Rehabilitation of Offenders Act. This is why they ask for any motoring offences in the last 5 years because all points fall under a 5 year jurisdiction under RoOA

kingstreet

Tef wrote: »

So, had an email from goskippy earlier about my car insurance wherein I was asked to contact them regarding an important matter.. When I did they told me that there was an excess of £52.00 to be paid as I hadn't mentioned an out of date speeding endorsement. The endorsement itself is over 4 years old so I could have had it removed.

Is it just me or doe's it seem a bit shifty to charge people for out of date endorsements, and do I have a legitimate complaint for the ombudsman here?

As II has said;-

- three years for totting
- four years on licence
- five years for insurance purposes.

Carefully read the questions the insurer asks and answer them honestly to avoid non-disclosure issues like this.

vaio

although there is a plan to reduce the five year rehabilitation period to one year.

I know it is going to happen but I don't know if it has come in yet, might be worth a check

thenudeone

No chance of a legitimate complaint. as mentioned, the RHA 1974 means points and convictions have to be declared for 5 years.

In fact you have committed a criminal offence by failing to dislcose a material fact:
http://www.legislation.gov.uk/ukpga/1988/52/section/174
Road Traffic Act 188 s174
(5)A person who makes a false statement or withholds any material information for the purpose of obtaining the issue—
(a)of a certificate of insurance or certificate of security under Part VI of this Act, [....]
is guilty of an offence.

TadleyBaggie

Agree with last poster, be grateful they haven't voided your insurance cover.